New Jersey Statutes

Titles / CORPORATIONS AND INSTITUTIONS FOR FINANCE AND INSURANCE / Sections

• Chapter 1

• 1
  Department of Banking and Insurance reconstituted
  
  
• 1.1
  Short title
  
  
• 1.2
  Effective date
  
  
• 2
  Commissioner of Banking and Insurance, appointment, salary; interests prohibited to commissioner, officers, employees
  
  
• 3.1
  New Jersey Real Estate Commission
  
  
• 5
  Seal of office; certificates under seal as evidence
  
  
• 8
  Fees; disposition
  
  
• 8.1
  Rules, regulations
  
  
• 13
  Short title
  
  
• 14
  Appointments of deputy, assistant commissioners, organization; divisions
  
  
• 15
  Duties, authority of commissioner
  
  
• 16
  Examination of persons, subpoena of witnesses, documents
  
  
• 17
  Transfer of appropriations, moneys
  
  
• 18
  Assignment, transfer of employees
  
  
• 19
  Tenure, rights preserved
  
  
• 20
  Transfer of property
  
  
• 21
  References to department, commissioner
  
  
• 22
  Existing orders, rules, regulations not affected
  
  
• 23
  Actions, proceedings not affected
  
  
• 24
  Department of Banking and Insurance Study Commission
  
  
• 25
  Findings, declarations relative to enforcement powers of Department of Banking and Insurance.
  
  
• 26
  Definitions relative to enforcement powers of Department of Banking and Insurance.
  
  
• 27
  Prohibited actions.
  
  
• 28
  Enforcement of, penalties for violations under C.17:1-27.
  
  
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• Chapter 1C

• 6.1
  Training program for volunteers
  
  
• 19
  Findings, declarations relative to the Department's expenses
  
  
• 20
  Certification of expenses incurred, apportionment
  
  
• 20.1
  Distribution of special purpose apportionment
  
  
• 21
  Filing of objections to apportionment
  
  
• 22
  Commissioner's findings, notice
  
  
• 23
  Notice of delinquency
  
  
• 24
  Action for recovery
  
  
• 25
  No action, proceeding maintained in court for delaying collection, payment
  
  
• 26
  Procedure exclusive
  
  
• 27
  Failure, refusal to pay, notice to Treasurer
  
  
• 28
  Collection of amount due
  
  
• 29
  Additional remedy
  
  
• 30
  Exemption from fees, charges
  
  
• 31
  Permitted increase in amount assessable.
  
  
• 32
  Rules, regulations
  
  
• 33
  Findings, declarations relative to funding mechanism for Division of Banking.
  
  
• 34
  Definitions relative to funding mechanisms for Division of Banking.
  
  
• 35
  Certification of expenses incurred for administration of special administration of functions of Division of Banking; assessments.
  
  
• 36
  Objections to assessment, hearing.
  
  
• 37
  Transmission of findings to objector.
  
  
• 38
  Notice of delinquency, collection.
  
  
• 39
  Action for recovery.
  
  
• 40
  Action, proceeding.
  
  
• 41
  Exclusive procedure under act.
  
  
• 42
  Failure, refusal to pay, notice to Treasurer.
  
  
• 43
  Procedure for collection.
  
  
• 44
  Additional remedies.
  
  
• 45
  Exemption from certain fees and charges; remittance.
  
  
• 46
  Rules, regulations; contents.
  
  
• 47
  Total amount assessable.
  
  
• 48
  Liability for errors, penalties; third degree crime.
  
  
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• Chapter 1D

• 1
  Office for e-HIT.
  
  
• 2
  Funding of commission budget.
  
  
• 3
  Rules, regulations.
  
  
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• Chapter 2

• 1
  Bonds secured by mortgage on leaseholds of camp meeting associations--limitations
  
  
• 2
  Bonds issued by commission appointed by supreme court
  
  
• 4
  Bonds of home owners' loan corporation
  
  
• 5
  Loans and advances eligible for insurance by federal housing administrator
  
  
• 6
  General powers
  
  
• 6.1
  Insured mortgages and bonds and obligations of national mortgage associations
  
  
• 7
  Laws governing interest rates inapplicable
  
  
• 8
  Other laws governing loans inapplicable; exceptions
  
  
• 9
  Bonds, debentures or other obligations of Federal Home Loan Bank
  
  
• 9.2
  Veterans, loans to
  
  
• 9.3
  Legal investments in international banks
  
  
• 9.4
  Trust fund, application to
  
  
• 10
  Development and other bonds of foreign governments or obligations of international development banks
  
  
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• Chapter 2A

• 1
  Definitions
  
  
• 2
  Emergency rules and regulations; adopted by commissioner
  
  
• 3
  Basis for rules; rates and interest charges; property not affected by disaster
  
  
• 4
  Exercise of emergency powers; declaration by commissioner; operative period of rules and regulations
  
  
• 5
  Extension of termination date
  
  
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• Chapter 3

• 1
  Extension of time of payment
  
  
• 2
  Home owners' loan corporation bonds; acceptance by receiver in payment of mortgages
  
  
• 3
  Definitions and construction
  
  
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• Chapter 3A

• 1
  Definitions
  
  
• 2
  Application during liquidation for order to destroy records, etc.; notice of application; publication; order for destruction
  
  
• 3a
  Application after liquidation for order to destroy records, etc.; notice of application; publication; order for destruction
  
  
• 3b
  Destruction of records after five years from liquidation date without leave of court; notice
  
  
• 4
  Liquidator not accountable for authorized destruction
  
  
• 5
  Corporations affected by act
  
  
• 6
  Presumption as to prior law
  
  
• 7
  Effective date
  
  
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• Chapter 3B

• 1
  Truth in lending; inconsistent state provisions
  
  
• 2
  Violation of truth in lending act and state law; civil actions
  
  
• 3
  Rules and regulations
  
  
• 4
  Short title
  
  
• 5
  Definitions
  
  
• 6
  Extension of credit under revolving credit plan
  
  
• 7
  Interest
  
  
• 8
  Periodic percentage rates
  
  
• 9
  Purchases and loans--differing terms
  
  
• 10
  Overdraft accounts
  
  
• 11
  Omitted installments
  
  
• 12
  Loans under a revolving credit plan
  
  
• 13
  Revolving credit plan prohibitions
  
  
• 14
  Collection costs
  
  
• 15
  Changes in terms
  
  
• 16
  Extension of closed end credit
  
  
• 17
  Interest
  
  
• 18
  Periodic percentage rates
  
  
• 19
  Additional charges.
  
  
• 20
  Deferred installments
  
  
• 21
  Insurance
  
  
• 22
  Prepayment in a closed end credit arrangement
  
  
• 23
  Closed end loan prohibitions
  
  
• 24
  Collection costs in a closed end credit arrangement
  
  
• 25
  Applicable federal law
  
  
• 26
  Administrative regulations
  
  
• 27
  Nonexclusivity
  
  
• 29
  Findings, declarations relative to bank revolving credit plans
  
  
• 30
  Definitions relative to bank revolving credit plans
  
  
• 31
  Bank permitted to offer credit under revolving credit plan
  
  
• 32
  Bank permitted to charge, collect periodic interest under revolving credit plan
  
  
• 33
  Periodic percentage rate, rates of interest may vary
  
  
• 34
  Additional interest, charges permitted
  
  
• 35
  Imposition of different terms
  
  
• 36
  Customary checking charges may be imposed
  
  
• 37
  Omission of monthly installments
  
  
• 38
  Insurance for borrower requested, required
  
  
• 39
  Imposition of late, delinquency charge
  
  
• 40
  Default by borrower, attorney's, collection agency's fee
  
  
• 41
  Terms of agreement, amendment
  
  
• 42
  Other laws not applicable; exceptions
  
  
• 43
  Nonexclusivity of act
  
  
• 44
  Charges considered interest
  
  
• 45
  Laws of State govern revolving credit plan, conditions
  
  
• 46
  Provisions of act may apply to any revolving credit plans
  
  
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• Chapter 3C

• 1
  Prohibition; exceptions
  
  
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• Chapter 4

• 9.1
  Substitution of "successor" company for "liquidating" company as fiduciary; account; bond
  
  
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• Chapter 6

• 53.1
  Veterans' loans as legal investments
  
  
• 53.2
  Mortgages securing veterans' loans not subject to s.s. 17:6-55, 17:6-59
  
  
• 59.1
  Legality of investments; sale of exchanged securities
  
  
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• Chapter 9

• 9
  Depositories for public moneys; designation; effect upon officers liability
  
  
• 41
  Definitions.
  
  
• 42
  Security requirement for public depositories.
  
  
• 43
  Powers of commissioner.
  
  
• 43.1
  Eligible collateral requirement for certain public funds.
  
  
• 44
  Amount of collateral required as security; exceptions.
  
  
• 45
  Proceedings after determination of default; pro rata distribution of collateral; assessment of other public depositories for deficiency
  
  
• 46
  Distribution of proceeds of liquidation of defaulting depository
  
  
• 47
  Operative date.
  
  
• 48
  Short title
  
  
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• Chapter 9A

• 1
  Definitions
  
  
• 2
  Application of act.
  
  
• 2.1
  Authority of commissioner relative to out-of-State supervisor
  
  
• 3
  Incorporation; certificate of incorporation; officers, directors and employees as incorporators
  
  
• 4
  Capital stock and surplus
  
  
• 5
  Reserve for organization expense
  
  
• 6
  Capital stock; par value and classes
  
  
• 6.1
  Authorized but unissued stock provided for
  
  
• 6.2
  Certificate of amendment, procedure, filing
  
  
• 6.3
  Consideration for issue; preemptive rights
  
  
• 7
  Incorporation of savings bank
  
  
• 8
  Capital deposits; payment
  
  
• 8.1
  Definitions
  
  
• 8.2
  Capital stock savings bank incorporation
  
  
• 8.3
  Capital stock; reserve fund; surplus
  
  
• 8.4
  Application for charter; provisions governing
  
  
• 8.5
  Provision for authorized but unissued stock
  
  
• 8.6
  Certificate of incorporation; amendments; provisions governing
  
  
• 8.7
  Bylaws; powers of stockholders; provisions governing
  
  
• 8.8
  Annual meetings; voting rights and liability of stockholders; books and records; provisions governing
  
  
• 8.9
  Dividends; law applicable
  
  
• 8.10
  Stock options; law applicable
  
  
• 8.11
  Mergers with savings banks; provisions governing
  
  
• 8.12
  Savings bank laws control
  
  
• 8.13
  Savings bank; conversion into capital stock savings bank
  
  
• 8.14
  Plan of conversion
  
  
• 8.15
  Capital structure; converted bank
  
  
• 8.16
  Federal savings bank; conversion
  
  
• 8.17
  Rules and regulations
  
  
• 9
  Application for charter
  
  
• 10
  Hearing on application for charter; notice and publication
  
  
• 11
  Hearing on application for charter; approval
  
  
• 12
  Filing of certificate of incorporation; amendment prior to payment of capital stock or capital deposits
  
  
• 13
  Beginning of corporate existence; certificate of incorporation as evidence
  
  
• 14
  Certificate of authority
  
  
• 15
  Review of refusal to issue certificate of authority
  
  
• 16
  Organization of a bank or savings bank at location occupied by a bank or savings bank in process of or in contemplation of liquidation
  
  
• 17
  Dissolution of bank or savings bank on failure to obtain certificate of authority, or to commence business
  
  
• 17.1
  Definitions
  
  
• 17.2
  Conversion of capital stock savings bank, bank; proceedings
  
  
• 17.3
  Contents of application
  
  
• 17.4
  Requirements for conversion approval
  
  
• 17.5
  Other conditions for conversions under mergers
  
  
• 17.6
  Notification to applicant
  
  
• 17.7
  Filing of certificate of incorporation
  
  
• 18
  Names of banks, savings banks; use, certain, waiver.
  
  
• 18.1
  Persons ineligible to serve as officer, director, employee.
  
  
• 18.2
  Penalty
  
  
• 19
  Communication terminal facility; capital requirements
  
  
• 19.1
  Certain branch offices not affected by act
  
  
• 19.2
  Authority for insured depository institution to act as agent for affiliate; construction of "control"; authority of commissioner
  
  
• 20
  Application for establishment of full branch office, minibranch office, communication terminal facility
  
  
• 20.1
  Establishment, maintenance of out-of-State branch offices
  
  
• 20.2
  . Powers of out-of-State banks operating branch office in State
  
  
• 20.3
  Out-of-State, national bank; establishment, maintenance of additional branch office
  
  
• 20.4
  Short title
  
  
• 20.5
  Establishment of trust office
  
  
• 21
  Termination of right to open, operate branch office; discontinuance
  
  
• 22
  Changing location of office
  
  
• 23
  Change of location from principal to branch office
  
  
• 23.1
  Auxiliary offices
  
  
• 23.2
  Auxiliary office, establishment, location
  
  
• 23.3
  Business which may be transacted at auxiliary office
  
  
• 23.4
  Business to be transacted with persons outside the structure
  
  
• 23.5
  Property which may be used for auxiliary office; limitation on cost; parking facilities
  
  
• 23.6
  Auxiliary office not deemed branch office
  
  
• 23.7
  Certain powers of banks not affected
  
  
• 23.8
  Distances, measurement for purposes of act
  
  
• 23.9
  Establishment of branch offices on army, navy or air force installations
  
  
• 23.10
  Investigation and hearing; requirements and conditions to approval of application
  
  
• 23.11
  Branch offices, location, removal, interchange
  
  
• 23.12
  Law applicable to branch offices on army, navy or air force installations
  
  
• 23.13
  Bank defined
  
  
• 23.50
  Definitions relative to emergency banking
  
  
• 23.51
  Proclamation of emergency
  
  
• 23.52
  Powers of officers
  
  
• 23.53
  Notice to commissioner
  
  
• 23.54
  Immunity from liability
  
  
• 23.55
  Construction of act
  
  
• 23.56
  Regulations of commissioner
  
  
• 23.57
  Short title
  
  
• 24
  Powers of banks and savings banks
  
  
• 24b1
  Exercise of powers, rights, benefits, privileges
  
  
• 24.1
  Definitions
  
  
• 24.2
  Investment in bank service corporations
  
  
• 24.3
  Performance of services rendered by bank service corporations
  
  
• 24.4
  Regulations by commissioner; powers
  
  
• 24.5
  Conduct of other business by bank service corporation prohibited
  
  
• 24.6
  Receiving of bank services from other banking institution or other person
  
  
• 24.7
  Investments in stock of clearing corporations by qualified banks
  
  
• 24.8
  Powers conferred by act as in addition to other powers
  
  
• 24.9
  Additional powers of banks and savings banks
  
  
• 24.10
  "Loan"
  
  
• 24.11
  Interest rate or other compensation
  
  
• 24.12
  Additional investment authority of banks
  
  
• 24.13
  Regulations
  
  
• 24.14
  Bank loans authorized for business enterprises
  
  
• 25
  Additional powers of banks.
  
  
• 25.1
  Banks; retirement benefits for officers and employees
  
  
• 25.2
  Regulations authorizing loans not authorized by L.1948, c. 67; power of commissioner
  
  
• 25.3
  Preservation of dual banking system
  
  
• 25.4
  Banks defined
  
  
• 25.5
  Additional powers of banks
  
  
• 26
  Additional powers of savings banks
  
  
• 27
  Effect of exercise of certain powers; disclosure of information by commissioner
  
  
• 27.2
  Title insurance; safe deposit boxes; banks engaged in business before September 16, 1948
  
  
• 27.3
  Definitions
  
  
• 27.4
  Adoption of plan; scope of plan
  
  
• 27.5
  Provisions of plans
  
  
• 27.6
  Contributions
  
  
• 27.7
  Alteration and rescission of plan
  
  
• 27.8
  Methods of effecting plans
  
  
• 27.9
  Eligibility for retirement benefits
  
  
• 27.10
  Disposition of contributions of employee
  
  
• 27.11
  Disposition of contributions of employer
  
  
• 27.12
  Rights of creditors of bank
  
  
• 27.15
  Determination of eligibility for retirement
  
  
• 27.16
  Eligibility for retirement; permissive provisions
  
  
• 27.17
  Disposition of plans of predecessor bank
  
  
• 27.18
  Attachment and garnishment
  
  
• 27.19
  Delegation of administration of plan
  
  
• 27.20
  Continuance of payments
  
  
• 27.21
  Continuance of prior plans
  
  
• 27.22
  Approval of commissioner of adoption or alteration of plan
  
  
• 27.23
  Additional powers
  
  
• 27.24
  Retirement benefits not paid pursuant to plan
  
  
• 27.25
  Powers of commissioner
  
  
• 27.26
  Approval by commissioner
  
  
• 27.27
  Short title
  
  
• 27.50
  Stock option plan
  
  
• 27.51
  Filing copy of plan and certificate of adoption and approval
  
  
• 27.52
  Provision in certificate of incorporation for authorized but unissued shares of capital stock
  
  
• 27.53
  Certificate of bank; findings of commissioner; approval
  
  
• 27.54
  Short title
  
  
• 28
  Agency and fiduciary powers
  
  
• 28.1
  Broker-dealer as custodian
  
  
• 28.2
  Purchase for trust accounts of bonds, notes, or other obligations
  
  
• 29
  Appointment by court or officer of qualified bank as fiduciary
  
  
• 30
  Security prerequisite to action as fiduciary
  
  
• 31
  Security fund
  
  
• 32
  Recourse to security fund
  
  
• 33
  Transfer of investments heretofore deposited
  
  
• 34
  Proof of qualification and security
  
  
• 35
  Trust funds
  
  
• 36
  Definitions
  
  
• 37
  Participation in common trust fund
  
  
• 37.1
  Single common trust fund
  
  
• 38
  Effect of trust instruments
  
  
• 39
  Cash balances
  
  
• 40
  Participations; valuation; general provisions
  
  
• 41
  Powers and obligations of banks
  
  
• 42
  Compensation
  
  
• 43
  Powers of commissioner
  
  
• 44
  Taxability
  
  
• 45
  Creditors' claims
  
  
• 46
  Accounting
  
  
• 47
  Members of Federal Reserve System
  
  
• 48
  Nonmembers of Federal Reserve System
  
  
• 49
  Definitions
  
  
• 50
  Ascertainment of net profits
  
  
• 51
  Transfers to surplus
  
  
• 52
  Dividends on capital stock
  
  
• 53
  Scope of article; definitions; interest
  
  
• 53.2
  Definitions
  
  
• 53.3
  Educational loans, authorization
  
  
• 53.4
  Interest
  
  
• 53.5
  Limitations on amount of educational loan
  
  
• 53.6
  Limitation on duration of loan
  
  
• 53.7
  Security; prohibition; endorsers or guarantors
  
  
• 53.8
  Disbursement in more than one advance; principal amount of loan
  
  
• 53.9
  Repayment; terms and conditions
  
  
• 53.10
  Credit life and health insurance; authorization to provide
  
  
• 53.11
  Loans or extension of credit not subject to act
  
  
• 54
  Limitations and conditions
  
  
• 55
  Permissible provisions and actions
  
  
• 56
  Rebates on prepayment
  
  
• 57
  Statement on instrument
  
  
• 58
  Exempt transactions
  
  
• 59
  Penalty for violations
  
  
• 59.1
  Advance loans
  
  
• 59.2
  Written contract; necessity; effective date; contents
  
  
• 59.3
  Authorization as evidence of loan
  
  
• 59.4
  Statement to borrower; contents
  
  
• 59.5
  Periodic payments; amount; application
  
  
• 59.6
  Interest rate; insurance premiums; credit cards; annual fee
  
  
• 59.7
  Late charges
  
  
• 59.8
  Service charges
  
  
• 59.10
  Security
  
  
• 59.11
  Limitation upon liability to bank on advance loans
  
  
• 59.12
  Violation of limitations upon liability; penalty
  
  
• 59.13
  Collection of excess interest rates or unlawful taking of security; penalty
  
  
• 59.14
  Bank defined
  
  
• 59.15
  Effective date
  
  
• 59.16
  Guarantee of payment
  
  
• 59.17
  Short title
  
  
• 59.25
  Definitions
  
  
• 59.26
  Authority to make small business loans; terms and conditions; reliance upon representations
  
  
• 59.27
  Interest rate
  
  
• 59.28
  Note; amount; installment payments; repayment in advance; refund
  
  
• 59.29
  Limitation on loans
  
  
• 59.30
  Security for payment; costs and insurance
  
  
• 59.31
  Collection fee schedule
  
  
• 59.32
  Acceleration of maturity
  
  
• 59.33
  Unauthorized charges prohibited
  
  
• 59.34
  Use of proceeds for repayment of other loan
  
  
• 59.35
  Credit on precomputed interest charges; prepayment or acceleration; formula; prepayment on non-precomputed small business loan without penalty
  
  
• 59.36
  Statement that loan was made pursuant to small business loan act required
  
  
• 59.37
  Violation; penalty; civil action
  
  
• 59.38
  Application of act
  
  
• 59.39
  Short title
  
  
• 59.40
  Loan to depositor in amount of and guaranteed by deposit
  
  
• 60
  Definitions
  
  
• 61
  Unlimited liability
  
  
• 62
  Limitations on liability
  
  
• 63
  Exempt transactions
  
  
• 63.1
  Excess charge
  
  
• 64.1
  Origination, acquisition of mortgage loans by bank, savings bank
  
  
• 70.1
  Definitions
  
  
• 70.2
  Credit insurance on borrower
  
  
• 71
  Definitions
  
  
• 71.1
  Compliance of bank, savings bank with liability of directors, officers
  
  
• 72
  Prerequisites to incurring liability; amounts
  
  
• 73
  Overdrafts
  
  
• 74
  Exempt transactions
  
  
• 75
  Violations; penalties; liability
  
  
• 76
  By-laws; adoption
  
  
• 77
  By-laws; limitations on powers of directors
  
  
• 78
  By-laws; amendments; repeal; notice
  
  
• 79
  Annual meetings; notice
  
  
• 79.1
  Written consents
  
  
• 80
  Special meetings; call
  
  
• 81
  Stockholders' meetings; notice
  
  
• 82
  Special meetings; failure to issue call; action by commissioner
  
  
• 83
  Place and hour of meetings; adjournments
  
  
• 84
  List of stockholders
  
  
• 85
  Voting of treasury stock
  
  
• 86
  Voting of stock subject to pledge
  
  
• 87
  Voting of stock held by a corporation
  
  
• 88
  Voting of stock held by joint tenants or tenants in common
  
  
• 89
  Voting stock held by fiduciaries
  
  
• 90
  Voting in person or by proxy
  
  
• 90.1
  Voting trusts
  
  
• 91
  Quorum
  
  
• 92
  Judges of election
  
  
• 93
  Presiding officer and secretary of meeting
  
  
• 94
  Capital stock; voting rights
  
  
• 95
  Summary review of elections by Superior Court
  
  
• 96
  Record date
  
  
• 97
  Inspection of books and records
  
  
• 98
  Stock certificates; transfers of stock; facsimile signatures
  
  
• 99
  Preemptive rights of stockholders to purchase new stock
  
  
• 100
  Liability of stockholders
  
  
• 101
  Directors; number; method of determination
  
  
• 102
  Directors; classification; election; vacancies; tenure.
  
  
• 103
  Directors; stock ownership, oath
  
  
• 104
  Directors; disqualification
  
  
• 105
  Directors; quorum; actions
  
  
• 106
  Directors; compensation
  
  
• 107
  Chairman of board of directors
  
  
• 108
  Directors; executive committee
  
  
• 109
  Directors; qualified bank; trust committee
  
  
• 110
  Directors; other committees
  
  
• 111
  Officers; election; appointment; limitation
  
  
• 112
  Officers; tenure; removal
  
  
• 113
  Officers; vacancies
  
  
• 115
  Bonding of directors, officers, employees; temporary waiver
  
  
• 116
  Nature of amendments
  
  
• 117
  Procedure for amending certificate of incorporation
  
  
• 117.1
  Restated certificates
  
  
• 118
  Consolidation of amendments
  
  
• 119
  Increase in capital stock
  
  
• 120
  Assumption of fiduciary powers
  
  
• 121
  Decrease of capital stock
  
  
• 122
  Limitations
  
  
• 123
  Certificate as evidence
  
  
• 124
  Issuance
  
  
• 125
  Certificates of incorporation and of amendment and merger agreements; provisions
  
  
• 126
  Priorities; preferences; rights; limitations
  
  
• 127
  Dividends
  
  
• 128
  Priority on dissolution
  
  
• 129
  Consideration for preferred stock
  
  
• 130
  Retirement or conversion
  
  
• 131
  Application of article; limitation
  
  
• 131.1
  Borrowing money to retire preferred stock
  
  
• 131.2
  Debentures or capital notes
  
  
• 131.3
  Borrowing to be pursuant to act only
  
  
• 131.20
  Definitions.
  
  
• 131.21
  Issuance of convertible or nonconvertible capital notes by banks
  
  
• 131.22
  Capital notes issued for cash; limitation on conversion of convertible capital notes
  
  
• 131.23
  Unsecured indebtedness; claims subordinate to depositors and creditors; liquidation
  
  
• 131.24
  Nonconvertible capital notes; issuance pursuant to resolution
  
  
• 131.25
  Convertible capital notes; issuance pursuant to amendment of certificate of incorporation of issuing bank
  
  
• 131.26
  Sale of convertible capital notes
  
  
• 131.27
  Certificate stating amount of capital notes converted; filing
  
  
• 131.28
  Approval of issuance of capital notes by commissioner
  
  
• 131.29
  Inclusion of amount owing on capital notes in bank's capital funds
  
  
• 131.30
  Issuance of capital notes, debentures.
  
  
• 131.31
  Application of act
  
  
• 131.32
  Review
  
  
• 131.33
  Repeal in part
  
  
• 132
  Definitions
  
  
• 133
  What banks may merge; means of effectuation of merger
  
  
• 133.1
  Interstate merger transactions
  
  
• 134
  Merger agreement; authorization; contents
  
  
• 135
  Capital requirements
  
  
• 136
  Approval of agreement by commissioner; review
  
  
• 137
  Submission of agreement to stockholders; filing
  
  
• 138
  Merger agreement as evidence
  
  
• 139
  Corporate existence; offices; rights and obligations
  
  
• 140
  Rights of dissenting stockholders; settlement by agreement
  
  
• 141
  Appointment of appraisers
  
  
• 142
  Duties of appraisers; report; objections; compensation; vacancies
  
  
• 143
  Assignment of stock to bank
  
  
• 144
  Effect of stockholder's failure to act
  
  
• 145
  Obligation of bank to pay stockholder
  
  
• 146
  Action to enjoin merger
  
  
• 147
  Issuance of new stock certificates
  
  
• 148
  "Applicable federal law" defined; merger, consolidation of banks, national banking associations
  
  
• 149
  Prerequisites to conversion; definition of "applicable Federal law"
  
  
• 150
  Procedure
  
  
• 151
  Capital stock and surplus
  
  
• 152
  Effect of conversion
  
  
• 153
  Rights of dissenting stockholders
  
  
• 154
  Issuance of stock
  
  
• 154.1
  Conversion without approval of state officials; certificate required
  
  
• 155
  Procedure
  
  
• 156
  Effect
  
  
• 157
  Application of article
  
  
• 158
  Who may propose plan; approval or disapproval by commissioner
  
  
• 159
  Action for approval of plan
  
  
• 160
  Jurisdiction of Superior Court
  
  
• 161
  Provisions of plan of reorganization
  
  
• 162
  Approval of plan by the court
  
  
• 163
  Transmittal of plan and court approval to creditors and stockholders
  
  
• 164
  Acceptance or rejection of plan
  
  
• 165
  Provision for classes of creditors or stockholders not bound by plan
  
  
• 166
  Confirmation of plan
  
  
• 167
  Allowances for services, costs and expenses
  
  
• 168
  Consummation of plan
  
  
• 169
  Amendment of certificate of incorporation
  
  
• 170
  Modification of plan
  
  
• 171
  Effect of reorganization upon claims and property
  
  
• 173
  Limitation on actions
  
  
• 174
  Application of article
  
  
• 175
  Federal, State, county and municipal securities
  
  
• 175.1
  Obligations of Canadian government, provinces or cities
  
  
• 175.2
  Definitions
  
  
• 175.3
  Revenue bonds of governmental unit payable from revenues of utility operated by unit
  
  
• 175.4
  Restriction on investment by savings banks
  
  
• 175.5
  Construction of act
  
  
• 177
  Railroad bonds
  
  
• 178
  Public utility bonds and debentures
  
  
• 179
  Equipment obligations
  
  
• 179.1
  Limitations on investments in railroad obligations
  
  
• 180
  Industrial obligations
  
  
• 180.1
  Corporate interest bearing securities not otherwise eligible
  
  
• 180.2
  Limitations on investments in such corporate interest bearing securities
  
  
• 180.3
  Additional limitation on investments in such corporate interest bearing securities
  
  
• 180.3a
  Transfer of securities to other classes becoming eligible for investment; determination of limitations
  
  
• 180.4
  Classes of investments for fiduciaries or others not enlarged
  
  
• 180.5
  Investment in corporate stock
  
  
• 180.6
  Limitation on investment in corporate stock; exemptions
  
  
• 180.7
  Investment in stocks limited to certain percentage of surplus
  
  
• 180.8
  Regulations regarding investments in stocks
  
  
• 180.9
  "Surplus" defined
  
  
• 180.10
  Legal investments for fiduciaries and others not enlarged
  
  
• 180.11
  Investments in debentures of New York trust companies
  
  
• 182
  Loans on collateral security
  
  
• 182.1
  Regulations authorizing certain loans and investments; powers of commissioner
  
  
• 182.2
  Objective of regulations
  
  
• 182.3
  Investment in specified investment securities not otherwise authorized; regulations
  
  
• 183
  Legality of investments; retention of investments
  
  
• 184
  Deposits; maximum and minimum amounts
  
  
• 185
  Payment to depositors; regulations
  
  
• 186
  Interest and dividends
  
  
• 187
  Reserve balances
  
  
• 188
  Board of managers; number; qualifications; oath
  
  
• 189
  Board of managers; change in number
  
  
• 190
  By-laws; chairman of the board; committees
  
  
• 191
  Officers; tenure
  
  
• 192
  Officers and managers; removal
  
  
• 193
  Officers and managers; compensation
  
  
• 194
  Officers and managers; bonding
  
  
• 195
  Officers and managers; permitted loans
  
  
• 196
  Retirement benefits for officers and employees
  
  
• 197
  Amendments to certificate of incorporation; objects
  
  
• 197.1
  Savings bank official immunity
  
  
• 198
  Amendment procedure
  
  
• 199
  What savings banks may merge
  
  
• 200
  Merger agreement; authorization
  
  
• 201
  Adjustment of interests of depositors
  
  
• 202
  Surplus requirements
  
  
• 203
  Approval of agreement by commissioner; review
  
  
• 204
  Publication of notice of merger agreement; filing
  
  
• 205
  Corporate existence; offices; rights and obligations
  
  
• 206
  Certified copy of agreement; use as evidence; recording
  
  
• 207
  Dissolution; procedure
  
  
• 208
  Surplus; determination by savings bank
  
  
• 209
  Use of capital stock or surplus
  
  
• 210
  Write-up of assets; changes in reserves
  
  
• 211
  Liability secured by own stock
  
  
• 212
  Acquisition of own stock
  
  
• 213
  Limitations on exercise of powers.
  
  
• 213.1
  Limitation on powers of banks, savings banks.
  
  
• 213.2
  Violations of law, regulation by qualified corporation; penalty
  
  
• 214
  Violations; penalty
  
  
• 215
  Minors' deposit accounts
  
  
• 219
  Cofiduciaries' deposit accounts
  
  
• 221
  Authority of depositor's agent to indorse and deposit instruments after death or incompetency of the depositor
  
  
• 222
  Deposits of interstate bodies
  
  
• 223
  Adverse claim to deposits
  
  
• 224
  Postponement of deposit payments by commissioner
  
  
• 229.6
  Notice of death of resident depositor; fee or service charge
  
  
• 247
  Banking records
  
  
• 248
  Fiduciary and agency records
  
  
• 250
  Action against directors, managers, officers or employees; indemnification
  
  
• 251
  Perpetual existence for banks and savings banks heretofore or hereafter organized
  
  
• 252
  Definitions
  
  
• 253
  Examinations of a bank by a public accountant or other qualified person
  
  
• 254
  Report on examination; statement by directors; filing
  
  
• 255
  Extensions of time by commissioner
  
  
• 256
  Reports to commissioner; violations, penalties.
  
  
• 258
  Report of assets, liability; availability
  
  
• 260
  Examination of banks by commissioner
  
  
• 261
  Enforcement of subpoena
  
  
• 262
  False testimony; perjury
  
  
• 263
  Immunity of person testifying
  
  
• 264
  Examinations confidential; subpoenas
  
  
• 265
  Valuations of assets by commissioner
  
  
• 266
  Definitions
  
  
• 267
  Commissioner's powers on ultra vires, unlawful and unsafe practices; review
  
  
• 268
  Penalty for failure to comply with commissioner's order
  
  
• 269
  Possession by the commissioner; causes; purposes; return
  
  
• 271
  Effect of possession by commissioner on liens; possession as a stay
  
  
• 272
  Powers of commissioner
  
  
• 273
  Jurisdiction of Superior Court
  
  
• 274
  Proceeds of liquidation; deposits; preference
  
  
• 275
  Employees and assistants of commissioner; counsel
  
  
• 276
  Compensation of employees, assistants, and counsel
  
  
• 277
  Accounting by commissioner; notice to creditors
  
  
• 279
  Judgment on accounting
  
  
• 280
  Notice to creditors to present claims; publication; claims barred
  
  
• 281
  Verification of deposit balances
  
  
• 282
  Rejection of claims by commissioner; actions
  
  
• 283
  Objections to allowance of claims by commissioner
  
  
• 284
  Distribution
  
  
• 285
  Corporate dissolution
  
  
• 286
  Unclaimed funds; publication; disposition
  
  
• 287
  Unclaimed funds held under prior law
  
  
• 288
  Unclaimed funds; costs
  
  
• 289
  Unclaimed funds; escheat
  
  
• 290
  Demand by commissioner for removal of property and contents of safe deposit boxes
  
  
• 291
  Inventory and storage of property not removed
  
  
• 292
  Delivery of property to claimants
  
  
• 293
  Sale of unclaimed property
  
  
• 294
  Notice of auction
  
  
• 295
  Disposition of unsold property
  
  
• 296
  Liability of third person
  
  
• 297
  Other remedies
  
  
• 298
  Application of article to property held under prior law
  
  
• 299
  Determination whether commissioner or agent shall wind up affairs
  
  
• 300
  Election of agents; powers; vacancies
  
  
• 301
  Continuance of liquidation by commissioner
  
  
• 302
  Liability of commissioner
  
  
• 303
  Refusal or failure of commissioner to take possession; jurisdiction of the Superior Court; appointment of receiver
  
  
• 304
  Acceptance of loans from federal government
  
  
• 305
  Continuance of banking advisory board
  
  
• 306
  Members; qualifications
  
  
• 307
  Term of office; removal; vacancies
  
  
• 308
  Expenses of members
  
  
• 309
  Meetings; quorum
  
  
• 310
  Secretary; appointment, qualifications and duties
  
  
• 311
  Powers of the banking advisory board
  
  
• 312
  Access to departmental records; information confidential
  
  
• 313
  Liability of members
  
  
• 314
  Report to Governor
  
  
• 316
  Limitations on transaction of business by foreign banks in this State
  
  
• 316.1
  Merger or consolidation, foreign bank acting as fiduciary as successor to party to
  
  
• 316.2
  Validation of fiduciary acts by foreign banks resulting from merger or consolidation
  
  
• 316.3
  Investment in common trust funds by foreign bank under certain circumstances
  
  
• 317
  Qualification of foreign bank as fiduciary
  
  
• 318
  Application for certificate of authority
  
  
• 319
  Issuance, denial of certificate of authority
  
  
• 322
  Certificate of authority to continue in force
  
  
• 325
  Additional statements by and examinations of foreign banks
  
  
• 326
  Certificate of authority; revocation
  
  
• 327
  Procedure on revocation
  
  
• 328
  Review of commissioner's refusal to issue a certificate or his revocation of a certificate
  
  
• 329
  Surrender of certificate of authority
  
  
• 330
  Violations; disabilities; penalties
  
  
• 331
  Exempt transactions
  
  
• 332
  Sale of real property by foreign banks in the possession of an administrative or court officer
  
  
• 333
  Department of Banking fees
  
  
• 334
  Fees payable by foreign banks.
  
  
• 335
  Costs of examination of a bank, savings bank or foreign bank
  
  
• 336
  Repeal of prior law
  
  
• 337
  Reference to Revised Statutes and New Jersey Statutes
  
  
• 338
  Applicability of Title 14A of the New Jersey Statutes
  
  
• 339
  Prior lawful acts not affected
  
  
• 340
  Separability of provisions
  
  
• 341
  Headnotes not part of act
  
  
• 342
  Short title
  
  
• 343
  Effective date of act
  
  
• 355
  Definitions
  
  
• 356
  Bank shares; acquisition by corporations
  
  
• 357
  Plan of acquisition
  
  
• 358
  Approval of plan of acquisition by commissioner; review
  
  
• 359
  Submission of plan to stockholders; filing
  
  
• 360
  Notice of dissent; "dissenting stockholder" defined
  
  
• 361
  Valuation date of fair value
  
  
• 362
  Termination of right of stockholder to be paid the fair value of his shares
  
  
• 363
  Rights of dissenting stockholder
  
  
• 364
  Determination of fair value by agreement
  
  
• 365
  Procedure on failure to agree upon fair value; commencement of action to determine fair value
  
  
• 366
  Action to determine fair value; jurisdiction of court; appointment of appraiser
  
  
• 367
  Judgment in action to determine fair value
  
  
• 368
  Costs and expenses of action
  
  
• 369
  Disposition of shares
  
  
• 382
  Definitions
  
  
• 383
  Prior approval
  
  
• 384
  Application; hearing
  
  
• 385
  Factors for consideration
  
  
• 386
  Voter ineligibility; registration
  
  
• 387
  Violations, penalties
  
  
• 388
  Formation of mutual savings bank holding company
  
  
• 389
  Certificate of incorporation
  
  
• 390
  Approval of charter
  
  
• 391
  General powers
  
  
• 392
  Board of directors
  
  
• 393
  Bylaws; executive committee
  
  
• 394
  Election of officers
  
  
• 395
  Distribution of surplus
  
  
• 396
  Retention of interests in assets
  
  
• 397
  Incorporation of subsidiary bank
  
  
• 398
  Submission of certificate of incorporation
  
  
• 399
  Approval of charter
  
  
• 400
  Bylaws of subsidiary
  
  
• 401
  Meetings for actions on bylaws
  
  
• 402
  Amendment of certificate of incorporation
  
  
• 403
  Governance of operations
  
  
• 404
  Declaration of dividends
  
  
• 405
  Other powers, rights, privileges
  
  
• 406
  Merger; consolidation
  
  
• 407
  Conversion to capital stock savings bank
  
  
• 408
  Amended certificate of incorporation
  
  
• 409
  Definitions relative to acquisitions
  
  
• 410
  Acquisition of New Jersey bank, bank holding company
  
  
• 411
  Approval of commissioner required for acquisition of New Jersey bank holding company, bank
  
  
• 412
  Procedure for acquisition
  
  
• 413
  Approval of application for proposed acquisition
  
  
• 414
  Approval of acquisition
  
  
• 415
  Submission of report to commissioner; violations; penalty.
  
  
• 416
  Enforcement of C.17:9A-409 through C.17:9A-417
  
  
• 417
  Powers of commissioner relative to C.17:9A-409 through C.17:9A-417
  
  
• 418
  Law, definitions, standards applicable to foreign banks
  
  
• 419
  Definitions relative to foreign banks
  
  
• 420
  Foreign bank offices; division into classes, ranking
  
  
• 421
  Fees relative to foreign banks
  
  
• 422
  Application procedure
  
  
• 423
  "Act" defined, commissioner's findings relative to application
  
  
• 424
  Reports filed by foreign bank, commercial lending company
  
  
• 425
  Books, accounts, records of foreign bank, commercial lending company
  
  
• 426
  Prohibition on concurrent establishment of federal and State branch office
  
  
• 427
  Opening, maintenance of offices
  
  
• 428
  Requirement that commissioner be appointed as attorney to receive service of process; service
  
  
• 429
  License not transferable, assignable
  
  
• 430
  Posting of license
  
  
• 431
  Popular name assigned to foreign bank, commercial lending company
  
  
• 432
  Designation of primary office
  
  
• 433
  Conduct of business in single building, adjoining buildings; exceptions
  
  
• 434
  Examination of licensed office.
  
  
• 435
  Compliance with applicable interest rate limitations
  
  
• 436
  License required for establishment of representative office
  
  
• 437
  Approval for foreign bank to establish representative office
  
  
• 438
  Approval for relocation of representative office of foreign bank
  
  
• 439
  Restrictions upon representative office
  
  
• 440
  Approval for closing representative office of foreign bank
  
  
• 441
  Existing office granted license
  
  
• 442
  Transaction of business limited to licensed agency, branch office
  
  
• 443
  Approval, license required for establishment of agency, branch office of foreign bank
  
  
• 444
  Approval for relocation of agency, branch office of foreign bank
  
  
• 445
  Transaction of business by foreign bank at agency or branch office
  
  
• 446
  Report of condition, income
  
  
• 447
  Notice of noninsurance of deposits
  
  
• 448
  Compliance with regulations by foreign bank
  
  
• 449
  Assets kept separate, apart; priority of creditors
  
  
• 450
  Definitions of adjusted liabilities and eligible assets relative to foreign banks
  
  
• 451
  Definitions of adjusted liabilities, eligible assets relative to agency or branch offices
  
  
• 452
  Approval required for closing of office of foreign bank
  
  
• 453
  Transaction of business by commercial lending company
  
  
• 454
  Approval for establishment of office of foreign bank, commercial lending company
  
  
• 455
  Relocation of commercial lending company
  
  
• 456
  Commercial lending company, functions permitted
  
  
• 457
  Approval for commercial lending company to close office
  
  
• 458
  Powers of commercial lending company limited
  
  
• 459
  Granting of right to operate as commercial lending company
  
  
• 460
  Voluntary surrender of license
  
  
• 461
  Violations, penalties
  
  
• 463
  Issuance of order suspending, revoking license of bank, commercial lending company, hearing
  
  
• 464
  Surrender of suspended, revoked license
  
  
• 465
  Application to modify, rescind order
  
  
• 466
  Possession of property, business of bank by commissioner
  
  
• 467
  Rules, regulations, orders
  
  
• Back to top

---

• Chapter 10B

• 1
  Definitions
  
  
• 2
  Prohibitions relative to loan brokers
  
  
• 3
  Investigations, examinations by commissioner
  
  
• 4
  Order to cease and desist, fine
  
  
• 5
  Violations, penalties, injunctions, summary actions
  
  
• 6
  Action for recovery of damages
  
  
• 7
  Nonapplicability of act
  
  
• 8
  Rules, regulations
  
  
• Back to top

---

• Chapter 10C

• 1
  Residential Mortgage and Consumer Finance Advisory Board.
  
  
• 2
  Board duties.
  
  
• Back to top

---

• Chapter 11C

• 1
  Short title amended.
  
  
• 2
  Definitions regarding licensed lenders.
  
  
• 3
  License required for consumer lender, sales finance company.
  
  
• 6
  Exempt consumer loan business, certain
  
  
• 7
  Conditions for issuance of license.
  
  
• 8
  Application, fee.
  
  
• 9
  Maintenance of branch offices by licensee.
  
  
• 10
  Information on license; posting, disposition of license.
  
  
• 11
  Issuance, surrender, expiration of license.
  
  
• 12
  Approval of transfer, sale.
  
  
• 16
  Net worth requirements for consumer lenders
  
  
• 17
  Change of address notice.
  
  
• 18
  Commissioner's authority relative to issuance, revocation, oversight of licenses, enforcement.
  
  
• 19
  Maintenance of books, accounts, records, documents.
  
  
• 21
  Purchase of insurance by borrowers.
  
  
• 32
  Consumer loans permitted by consumer lender, terms.
  
  
• 33
  Additional charges prohibited on consumer loan; violations.
  
  
• 34
  Requirements for consumer lender relative to closed-end loan.
  
  
• 35
  Limits on closed-end consumer loans
  
  
• 36
  Open-end consumer loans; conditions, terms.
  
  
• 37
  Prohibited charges for large consumer loans.
  
  
• 38
  Certain payments deemed loan secured by assignment.
  
  
• 39
  Validity of chattel mortgage, security interest, conditions
  
  
• 40
  Loans secured by property.
  
  
• 41
  Consumer lenders, prohibited practices.
  
  
• 42
  Investigations, examinations of licensees.
  
  
• 43
  Annual report by licensees; violations, penalties.
  
  
• 44
  Agreements unenforceable, void
  
  
• 49
  Rules, regulations
  
  
• 51
  Short title.
  
  
• 52
  Findings, declarations relative to certain licensed lending activities.
  
  
• 53
  Definitions relative to certain licensed lending activities.
  
  
• 54
  Licensing requirements.
  
  
• 55
  Inapplicability of act.
  
  
• 56
  Conditions for issuance of licenses for residential mortgage lenders, brokers.
  
  
• 57
  Issuance of licenses for mortgage loan originators, residential mortgage lenders, brokers.
  
  
• 58
  Fees for license applications.
  
  
• 59
  Required educational courses.
  
  
• 60
  Written test required for licensure.
  
  
• 61
  Educational requirements for license renewal.
  
  
• 62
  Registration, assignment of unique identifier.
  
  
• 63
  Business licensee required to obtain blanket bond.
  
  
• 64
  Minimum net worth required for applicant for business license.
  
  
• 65
  Maintenance of branch offices by business licensee.
  
  
• 66
  Construction of act relative to maintenance of office in-State.
  
  
• 67
  Regulations relative to license.
  
  
• 68
  Expiration, continuance, reinstatement, surrender of license.
  
  
• 69
  Approval for sale, transfer of controlling interest.
  
  
• 70
  Authority of commissioner relative to issuing licenses.
  
  
• 71
  Identification of place of business, storing of books, accounts, records; accessibility.
  
  
• 72
  Provision of unique identifier required.
  
  
• 73
  Insurance requirements for borrowers.
  
  
• 74
  Permitted fees.
  
  
• 75
  Prohibited practices, violations.
  
  
• 76
  Closed-end loan permitted, certain circumstances, interest rates.
  
  
• 77
  Open-end loan permitted, certain circumstances, interest rates.
  
  
• 78
  Requirements for instrument evidencing a secondary mortgage loan.
  
  
• 79
  Prohibited wording for secondary mortgage loan.
  
  
• 80
  Prohibited actions relative to secondary mortgage loan; exceptions.
  
  
• 81
  Regulations relative to collection of interest.
  
  
• 82
  Required actions relative to secondary mortgage loans.
  
  
• 83
  Additional prohibited practices, violations.
  
  
• 84
  Investigation by commissioner.
  
  
• 85
  Reporting requirements.
  
  
• 86
  Agreements unenforceable, void.
  
  
• 87
  Applicability to mortgage loans.
  
  
• 88
  Noncompliance, effect on validity, enforcement of mortgage loans.
  
  
• 89
  Rules, regulations.
  
  
• Back to top

---

• Chapter 11D

• 1
  Definitions relative to tax preparation services.
  
  
• 2
  Actions prohibited to tax preparer.
  
  
• 3
  Refund anticipation loans, compliance, disclosures required.
  
  
• 4
  Itemized statement of service charges.
  
  
• 5
  Additional penalties.
  
  
• 6
  Inapplicability of act.
  
  
• 7
  Rules, regulations.
  
  
• Back to top

---

• Chapter 12B

• 1
  Construction as revision of prior laws
  
  
• 2
  Citation
  
  
• 3
  Application of act
  
  
• 3.1
  Contracts with association supervisors of other states
  
  
• 4
  Determination of members' rights and liabilities
  
  
• 5
  Definitions
  
  
• 6
  Gross income
  
  
• 7
  Net income
  
  
• 8
  Principal office; branch office; auxiliary office; remote service unit
  
  
• 9
  Agency
  
  
• 10
  Per capita assets
  
  
• 11
  Mortgage deemed first lien.
  
  
• 12
  Purposes
  
  
• 13
  Persons who may form corporation
  
  
• 14
  Contents of certificate of incorporation of a mutual association
  
  
• 15
  Original by-laws
  
  
• 16
  Application to commissioner for approval
  
  
• 17
  Notice of application and hearing thereon
  
  
• 18
  Guaranty account
  
  
• 19
  Hearing
  
  
• 20
  Commissioner's findings as to mutual association application
  
  
• 21
  Commissioner's decision
  
  
• 22
  Certificate to be filed
  
  
• 23
  Time limit for commencing business
  
  
• 24
  Establishment, operation of branch offices by State association
  
  
• 24.1
  Change of location of office of State association
  
  
• 24.2
  Powers of out-of-State, State association
  
  
• 27.2
  Time limit for opening branch office; discontinuance of branch office
  
  
• 28
  Interchange of principal and branch offices
  
  
• 29
  Auxiliary offices
  
  
• 30
  Auxiliary office, establishment, location
  
  
• 31
  Auxiliary office, permitted business transactions
  
  
• 32
  Business to be transacted only with persons outside structure
  
  
• 33
  Property to be used for auxiliary office; parking facilities
  
  
• 34
  Auxiliary office not deemed branch or limited facility branch office
  
  
• 35
  Other powers not affected
  
  
• 36
  Measurement of distances
  
  
• 37
  Agencies
  
  
• 37.1
  Remote service units; establishment or use; sharing; regulations
  
  
• 38
  By-laws
  
  
• 38.1
  Association official immunity
  
  
• 39
  Commissioner's approval required
  
  
• 40
  Change of office location
  
  
• 40.1
  Failure to open and operate relocated principal office; effect
  
  
• 45
  Failure to open and operate relocated principal office; effect
  
  
• 46
  Change of name
  
  
• 46.1
  Definitions relative to emergency closings
  
  
• 46.2
  Proclamation of emergency
  
  
• 46.3
  Action by officers after proclamation of emergency
  
  
• 46.4
  Duration of emergency
  
  
• 46.5
  Action by officers when no emergency proclaimed
  
  
• 46.6
  Responsibility of officers
  
  
• 46.7
  Notice to commissioner
  
  
• 46.8
  Effect of emergency closing
  
  
• 46.9
  Associations to be saved harmless
  
  
• 46.10
  Regulations of the commissioner
  
  
• 46.11
  Construction of act
  
  
• 46.12
  Short title
  
  
• 47
  General powers
  
  
• 48
  Powers of association
  
  
• 49
  Rental and maintenance of safe deposit boxes
  
  
• 50
  Pension plans
  
  
• 51
  Provisions of pension plan
  
  
• 52
  Eligibility for pension payments
  
  
• 53
  Determination of amount; specification in pension plan
  
  
• 54
  Excess payments; employee contributions
  
  
• 55
  Death benefits
  
  
• 56
  Appropriation for payments; merger of associations
  
  
• 57
  Submission of pension plan for approval of commissioner
  
  
• 58
  Plans sponsored by federal home loan banks
  
  
• 59
  Contracts for pension payments to retired officers and employees
  
  
• 60
  Discontinuance of participation in pension plan
  
  
• 61
  Transmission of money; money orders; travel checks
  
  
• 62
  Directors, number, powers.
  
  
• 62.1
  Association deemed in compliance with prohibition on interlocking relationships
  
  
• 63
  Director's election; vacancies
  
  
• 64
  Attorneys; employees
  
  
• 65
  Officers
  
  
• 66
  Officers' powers
  
  
• 67
  Oath of office of directors and officers
  
  
• 67.1
  Disqualification of officers, directors or employees; conviction of crime; pendency of appeal
  
  
• 67.2
  Penalty
  
  
• 68
  Minimum account requirements for directors
  
  
• 69
  Loans to officers, directors, attorneys or employees
  
  
• 70
  Default by directors and officers
  
  
• 71
  Restriction upon purchase of accounts
  
  
• 72
  Limitation of expenses
  
  
• 73
  Bonds required; indemnification of officers, directors and employees
  
  
• 74
  Membership generally
  
  
• 75
  Plans
  
  
• 76
  Nonshare plan
  
  
• 77
  Share plan
  
  
• 78
  Limitation upon accounts
  
  
• 79
  Forms of certificate
  
  
• 80
  Governmental agencies may be members
  
  
• 81
  Minors
  
  
• 82
  Membership trust accounts
  
  
• 83
  Applicability to moneys paid to account by trustee under will, other fiduciary instrument, court order or decree
  
  
• 84
  Release from claims of fiduciaries, beneficiaries or legal representatives
  
  
• 85
  Rights of beneficiary on death of fiduciary; effect of laws requiring valid testamentary disposition
  
  
• 86
  Applicability to federal associations having principal offices in state
  
  
• 87
  Authority of attorney to manage or make withdrawals from account
  
  
• 89
  Payment to credit of account of beneficiaries or their order
  
  
• 90
  Payment to credit of account when beneficiaries under 16 years of age
  
  
• 91
  Payment when account terminated and one or more beneficiaries under, and one or more beneficiaries over, 16 years of age
  
  
• 103
  Pledge of account to association
  
  
• 106
  Acceptance of accounts in name of one or more administrators, custodians, executors, guardians, trustees or other fiduciaries in trust for named beneficiary
  
  
• 109
  Necessity for actual notice of death or incompetency of savings member
  
  
• 110
  Transfer of membership
  
  
• 111
  Lost certificates and account books
  
  
• 112
  Termination of membership
  
  
• 113
  Notice to members
  
  
• 114
  Meeting place
  
  
• 115
  Meetings
  
  
• 116
  Quorum
  
  
• 117
  Confidential relationship of an association to its members
  
  
• 118
  Procedure to obtain information or communicate with members
  
  
• 119
  Costs and expenses incidental to application for information; payment by applicant
  
  
• 120
  Application for communication with other members; preparation and mailing of copies of communication; payment of costs and expenses by applicant
  
  
• 121
  Application for order requiring state association to grant application for information or to communicate with members
  
  
• 122
  Hearing before commissioner; designation of time and place; notice; adjournments
  
  
• 123
  Merits of application; determinations by commissioner
  
  
• 124
  Decision of commissioner; filing memorandum; notice
  
  
• 125
  Exclusive procedure; review of commissioner's action; effect of failure to act
  
  
• 125.1
  Application of sections 118 through 124 to federal associations
  
  
• 126
  Voting rights of members
  
  
• 127
  Determination of net income
  
  
• 128
  General reserve, bad debt reserves and Federal insurance reserve accounts
  
  
• 129
  Special reserve accounts
  
  
• 130
  Dividend participation; exceptions
  
  
• 131
  Undivided profits account
  
  
• 132
  Restrictions upon reserves and undivided profits account
  
  
• 133
  Reward profit or bonus plan
  
  
• 134
  Application for withdrawal
  
  
• 135
  Cancellation of withdrawal application
  
  
• 136
  Association operating under Plan 1; payment on presentation of withdrawal application or other notice
  
  
• 137
  Association operating under other than Plan I; payment on presentation of withdrawal application; other procedure
  
  
• 138
  Funds required for withdrawals
  
  
• 139
  Rotation plan
  
  
• 140
  Payment of withdrawals on other plans and purchase of accounts prohibited; authority of commissioner
  
  
• 141
  Application of withdrawal value to indebtedness
  
  
• 142
  Dividend retention
  
  
• 143
  Restrictions on actions
  
  
• 144
  Retirement
  
  
• 145
  Investments authorized
  
  
• 145.1
  Origination, acquisition of mortgage loans by association
  
  
• 155
  Procedure for making other loans
  
  
• 156
  Investments in additional loans
  
  
• 157
  Property improvement loans without mortgage liens
  
  
• 158
  Definitions as used in sections 159 through 164 (C. 17:12B-159 through C. 17:12B-164) of this act
  
  
• 159
  Limitations on such loans
  
  
• 160
  Charges on such loans
  
  
• 162
  Schedules of charges
  
  
• 163
  Rebates on prepayment
  
  
• 164
  Other charges in connection with loans
  
  
• 165
  Other investments, securities
  
  
• 166
  Real estate
  
  
• 168
  Limitations on amounts of real estate loans and investments
  
  
• 169
  Restrictions on investments
  
  
• 170
  Report of financial condition available to members
  
  
• 171
  Reports to commissioner; violations, penalties.
  
  
• 172
  Examination, inspection, supervision of associations.
  
  
• 173
  Exhibition of books, papers, securities, oaths; subpoena
  
  
• 174
  False testimony; perjury
  
  
• 175
  Immunity to violator testifying
  
  
• 176
  Audits
  
  
• 177
  Commissioner's additional powers
  
  
• 178
  Order to continue illegal, unsafe practices; violations, penalty
  
  
• 179
  Grounds for action by commissioner
  
  
• 180
  Conservation orders
  
  
• 181
  Action for relief
  
  
• 182
  Commissioner's authority
  
  
• 183
  Purpose of possession and operation by commissioner
  
  
• 184
  Return of management and possession
  
  
• 185
  Powers of commissioner in possession
  
  
• 186
  Appointment and compensation of counsel and assistants
  
  
• 187
  Segregation and application of money paid after commissioner takes possession
  
  
• 188
  Effect of commissioner's possession on rights of third persons
  
  
• 189
  Financial statements by commissioner
  
  
• 190
  Dissolution; Liquidation; Action by members
  
  
• 191
  Relief in court from commissioner's action
  
  
• 192
  Disposition of unclaimed funds due to members and creditors
  
  
• 193
  Liquidation and accounting by commissioner
  
  
• 194
  Action upon commissioner's refusal to act
  
  
• 195
  Proceedings before commissioner
  
  
• 196
  Applications for commissioner's approval
  
  
• 197
  Bookkeeping methods and accounting practices; destruction of books, records, et cetera
  
  
• 198
  Authority
  
  
• 198.1
  Merger between State, out-of-State associations
  
  
• 199
  Procedure; notice; approval on expedited basis
  
  
• 200
  Terms
  
  
• 201
  Recording of agreement
  
  
• 202
  Application for establishment of section 27 branch office or offices
  
  
• 203
  Effect of merger
  
  
• 204
  Bulk transfers
  
  
• 205
  Certificate of transfer of assets; resultant liquidating corporation
  
  
• 206
  Purchase of assets; inapplicability of Article X
  
  
• 207
  Liquidating corporations
  
  
• 208
  Creditors; claims barred
  
  
• 209
  Notice of dispute; limitation of action
  
  
• 210
  Applicability of sections 17:12B-208, 17:12B-209 to indebtedness on loan to enable association to effect sale of assets
  
  
• 211
  Jurisdiction of Superior Court
  
  
• 212
  Termination of corporate existence
  
  
• 213
  "Foreign association" defined
  
  
• 214
  Business prohibited within State, exceptions
  
  
• 215
  Violation; penalty
  
  
• 216
  Filing copy of application and statement of acceptance or rejection
  
  
• 217
  Terminating insurance
  
  
• 218
  Powers of commissioner not impaired
  
  
• 219
  Joint powers with insurance corporation
  
  
• 220
  Powers of insurance corporation
  
  
• 221
  Voting rights
  
  
• 222
  Procedure
  
  
• 223
  Corporate existence continued upon conversion
  
  
• 224
  Conversion from Federal to State charter; procedure
  
  
• 225
  Approval by commissioner; filing of certificate; corporate existence continued
  
  
• 226
  Fees, charges
  
  
• 227
  Payment of commissioner's expenses
  
  
• 228
  Dissolution
  
  
• 229
  Definition of liquidation
  
  
• 230
  Continuation of corporate existence
  
  
• 231
  Trustees; bonds; removal; successors; action by majority
  
  
• 232
  Liquidation period; extension
  
  
• 233
  Powers
  
  
• 234
  Creditors; claims barred
  
  
• 235
  Application of participation value to indebtedness
  
  
• 236
  Sinking fund mortgages; extension of time for payment
  
  
• 237
  Notice to sinking fund mortgagors
  
  
• 238
  Commissioner's jurisdiction
  
  
• 239
  Accounting by trustees; examination by commissioner; report to members; notice to creditors
  
  
• 240
  Jurisdiction of Superior Court; trustees; compensation
  
  
• 241
  Insured accounts eligible investment for trust and public funds, and savings banks and as security
  
  
• 242
  Separability; partial invalidity
  
  
• 243
  Effective date
  
  
• 244
  Definitions applicable to capital stock associations
  
  
• 245
  Persons who may incorporate a capital stock association
  
  
• 246
  Contents of certificate of incorporation of a capital stock association
  
  
• 247
  Filing of certificate of incorporation of capital stock association
  
  
• 248
  Capital stock and surplus
  
  
• 249
  Commissioner's findings as to a capital stock association
  
  
• 250
  Powers available to capital stock association
  
  
• 250.1
  Capital stock association official immunity
  
  
• 251
  Directors' election, vacancies
  
  
• 252
  Liability of stockholders
  
  
• 253
  Notice to stockholders
  
  
• 254
  Meeting place
  
  
• 255
  Meetings of stockholders
  
  
• 256
  Quorum for stockholders' meetings
  
  
• 257
  Voting rights of stockholders
  
  
• 258
  Reports to stockholders
  
  
• 259
  Dividends on capital stock
  
  
• 260
  Books and records of capital stock associations; right of inspection
  
  
• 261
  Conversion of mutual association to capital stock association
  
  
• 262
  Plan of conversion
  
  
• 263
  Adequate reserve and capital requirements
  
  
• 264
  Power to create, issue capital stock; provision for authorized but unissued stock; certificate of amendment
  
  
• 265
  Supervision of capital stock associations
  
  
• 266
  Merger of capital stock associations
  
  
• 267
  Conversion of a capital stock association into a Federal association
  
  
• 268
  Conversion of a Federal association into a capital stock association
  
  
• 269
  Commencement of business of capital stock association
  
  
• 270
  Dissolution and liquidation of capital stock association
  
  
• 271
  Construction of inconsistent provisions
  
  
• 272
  Rules and regulations
  
  
• 277
  Separability; partial invalidity
  
  
• 278
  Definitions
  
  
• 279
  Conditions for acquisition; control
  
  
• 280
  Acquisitions in other states permitted
  
  
• 281
  Definitions
  
  
• 282
  Information to commissioner
  
  
• 283
  Examination; report
  
  
• 284
  Notice of proposed acquisition to commissioner
  
  
• 285
  Fees
  
  
• 286
  FSLIC insurance required
  
  
• 287
  Management by commissioner
  
  
• 288
  Insurance required for charter
  
  
• 289
  Rules, regulations
  
  
• 290
  Violations; penalties
  
  
• 291
  Approval required for use of word "savings bank S.L.A."
  
  
• 292
  Definitions
  
  
• 293
  Approval of commissioner needed to acquire more than 25% of voting shares
  
  
• 294
  Application for approval; hearing; exemption limitations
  
  
• 295
  Factors used in determining approval
  
  
• 296
  Shares acquired in violation not counted; shares to be registered
  
  
• 297
  Cease and desist orders; injunction; penalties
  
  
• 298
  Formation of mutual state association holding company
  
  
• 299
  Contents of certificate of incorporation
  
  
• 300
  Approval of charter
  
  
• 301
  Powers of mutual state association holding company
  
  
• 302
  Board of directors
  
  
• 303
  Powers of board
  
  
• 304
  Board officers; compensation
  
  
• 305
  Distribution of surplus
  
  
• 306
  Retention of interest in assets
  
  
• 307
  Certificate of incorporation for subsidiary
  
  
• 308
  Certificate of incorporation, affidavit to commissioner; contents of affidavit
  
  
• 309
  Charter approval
  
  
• 310
  Powers of stockholders, board of directors
  
  
• 311
  Bylaws
  
  
• 312
  Amendment of certificate of incorporation
  
  
• 313
  Governance of subsidiary
  
  
• 314
  Dividends
  
  
• 315
  Merger
  
  
• 316
  Merger or purchase or retention of assets and assumption of liabilities
  
  
• 317
  Alternative to formation of subsidiary
  
  
• 318
  Contents of amended certificate of incorporation
  
  
• 319
  Rules, regulations
  
  
• Back to top

---

• Chapter 13

• 72
  Repeal
  
  
• 73
  Corporate central credit union; membership; voting representatives
  
  
• 73.1
  Purposes of corporate central credit union; application of Credit Union Act of 1984
  
  
• 73.2
  Powers
  
  
• 73.3
  Agreements; purposes
  
  
• 73.4
  Setoff against accounts of members; lien on accounts; security for loans
  
  
• 73.5
  Meetings
  
  
• 73.6
  Reserve requirements
  
  
• 73.7
  Exemption from insurance requirements of Credit Union Act of 1984
  
  
• 74
  Conversion to or from a federal credit union
  
  
• 75
  Insurance; exception
  
  
• 76
  Failure to apply or denial of commitment for insurance; extension of time
  
  
• 77
  Charter; necessity of insurance
  
  
• 78
  Reports of financial condition and examination reports
  
  
• 79
  Short title
  
  
• 80
  Definitions
  
  
• 81
  Incorporation of credit union; application; fee; certificate of incorporation.
  
  
• 82
  Disapproval of application; annexation; filing of certificate of approval.
  
  
• 83
  Organizational meeting; notice
  
  
• 84
  Affidavit of incorporators
  
  
• 85
  Issuance of certificate of authority; transaction of business
  
  
• 86
  Amendment of certificate of incorporation; approval of commissioner
  
  
• 87
  Insurance of accounts; financial condition and examination reports
  
  
• 88
  Name of credit union; unauthorized use of words "credit union" in name; penalty
  
  
• 89
  Powers
  
  
• 90
  Powers of commissioner.
  
  
• 91
  Change of location of office; facilities for meetings or services
  
  
• 92
  Membership of credit union; regulations.
  
  
• 92.1
  Credit unions approved for inclusion of more than one group; continuation permitted.
  
  
• 93
  Meetings; vote of members; quorum
  
  
• 94
  Bylaws; approval of commissioner
  
  
• 95
  Board of directors; membership; vacancy; meetings
  
  
• 96
  Chairman of board; officers; compensation; bond of officers; duties
  
  
• 97
  Executive committee of board; powers; limitations; minutes
  
  
• 98
  Examining committee; members; audit or examination of credit union
  
  
• 99
  Special meeting called by examining committee; suspension of officer or member
  
  
• 100
  Credit committee
  
  
• 101
  Issuance of shares and certificates; deposits; accounts offered; trustee or custodian of accounts and funds; payment of dividends
  
  
• 102
  Minors; transactions; membership privileges
  
  
• 103
  Withdrawal of funds for payment; nonmembers; retirement of shares
  
  
• 104
  Loans to members; security; interest; fees; lien on accounts
  
  
• 105
  Manner of payment of loans to members
  
  
• 106
  Credit to director, officer, employee, or committee member; participation in determination of question of interest
  
  
• 107
  Investment of funds
  
  
• 108
  Inactive accounts; special reserve accounts; escheat of funds
  
  
• 109
  Gross earnings; reserve funds; contributions; regulation of reserve requirements
  
  
• 110
  Merger of credit unions
  
  
• 111
  Annual report by credit union; violations, penalties.
  
  
• 112
  Supervision and examination by commissioner; exhibition of papers and documents; subpenas; perjury
  
  
• 113
  Expenses of examination
  
  
• 114
  Discontinuation of illegal activity; order
  
  
• 115
  Violation of law, unauthorized actions, or refusal to be examined; institution of court action for possession
  
  
• 116
  Injunctions; receivers; other relief or correction
  
  
• 117
  Possession by commissioner of property and business; dissolution of credit union; trustees in dissolution
  
  
• 118
  Continuation of business by commissioner; authority and powers
  
  
• 119
  Assistant deputy commissioners; employment of counsel and other expert assistance; powers on receivership of commissioner and members
  
  
• 120
  Notice of possession of business and property by commissioner; stay of levies and executions
  
  
• 121
  Grievance with action of commissioner; court proceedings for injunction
  
  
• 122
  Voluntary dissolution; liquidation; notice to authorities; suspension of activities; approval of members; wind-up of affairs; distribution of assets; certificate of dissolution
  
  
• 123
  Conversion to or from a federal credit union
  
  
• 124
  Credit union advisory council
  
  
• 125
  Rules and regulations
  
  
• Back to top

---

• Chapter 13A

• 1
  Application of act
  
  
• 2
  Definitions
  
  
• 3
  Requirements
  
  
• 4
  Violation
  
  
• 5
  Citation
  
  
• Back to top

---

• Chapter 13B

• 1
  Short title
  
  
• 2
  Depository institutions, rate of interest, other charges, fees on loans, authorized.
  
  
• Back to top

---

• Chapter 14A

• 1
  Definitions
  
  
• 2
  Applicability of chapter
  
  
• 3
  Carrying on safe deposit business
  
  
• 4
  Use of words "safe deposit"
  
  
• 5
  Reservation of power
  
  
• 6
  Incorporators
  
  
• 7
  Certificate of incorporation
  
  
• 8
  Original bylaws
  
  
• 9
  Application to commissioner for approval; notice of hearing
  
  
• 10
  Publishing notice of application and hearing by incorporators
  
  
• 11
  Mailing copy of notice to other companies; request to commissioner to furnish names
  
  
• 12
  Hearing; examination or investigation by commissioner
  
  
• 13
  Commissioner's findings
  
  
• 14
  Commissioner's decision
  
  
• 15
  Filing certificate of incorporation as evidence
  
  
• 16
  Beginning of corporate existence; transaction of business
  
  
• 17
  Payment of capital; filing proof with commissioner
  
  
• 18
  Certificate of authority to transact business
  
  
• 19
  Time within which to issue certificate or notify company of refusal
  
  
• 20
  Review of refusal to issue certificate of authority
  
  
• 21
  Dissolution for failure to obtain certificate of authority or commence business
  
  
• 22
  Tolling of time to obtain certificate of authority or commence business
  
  
• 23
  Powers
  
  
• 24
  Directors; number; election; term
  
  
• 25
  Directors; voting rights of stockholders
  
  
• 26
  Directors; oath
  
  
• 27
  Bonding of directors, officers and employees
  
  
• 28
  Bonding of directors, officers and employees; waiver
  
  
• 29
  Branch offices; capital requirements; location
  
  
• 30
  Branch offices; application, approval
  
  
• 31
  Branch offices; failure to open and operate
  
  
• 32
  Branch offices; discontinuance
  
  
• 33
  Change of principal or branch office; application
  
  
• 34
  Change of principal or branch office; approval
  
  
• 35
  Merger
  
  
• 36
  Merger agreement; authorization
  
  
• 37
  Consolidation
  
  
• 38
  Consolidation plan; authorization
  
  
• 39
  Approval or disapproval of merger agreement or consolidation plan by commissioner
  
  
• 40
  Review of commissioner's disapproval of merger agreement or consolidation plan
  
  
• 41
  Submission of merger agreement or consolidation plan to stockholders
  
  
• 42
  Approval by stockholders; filing agreement or plan
  
  
• 43
  Merger agreement or consolidation plan as evidence
  
  
• 44
  Recording copy of merger agreement or consolidation plan with county recording officer
  
  
• 45
  Effect of merger or consolidation
  
  
• 46
  Merger or consolidation; issuance of new stock certificates
  
  
• 47
  Liability of stockholders
  
  
• 48
  Language in rental agreement
  
  
• 49
  Notice to lessee as to insurance and contents of vaults, etc.
  
  
• 50
  Books and records
  
  
• 51
  Proceedings for unpaid rental
  
  
• 52
  Accessibility to vault, safe deposit box or receptacle
  
  
• 53
  Control of safe deposit company
  
  
• 54
  Control of safe deposit company; "control" defined
  
  
• 55
  Control of safe deposit company; "company" defined
  
  
• 56
  Control of safe deposit company; application to commissioner
  
  
• 57
  Control of safe deposit company; investigation by commissioner
  
  
• 58
  Control of safe deposit company; approval or disapproval of application
  
  
• 59
  Control of safe deposit company; review of commissioner's disapproval
  
  
• 60
  Communications received from the commissioner
  
  
• 61
  Examination of safe deposit company affairs; by whom made
  
  
• 62
  Examination of safe deposit company affairs; scope
  
  
• 63
  Examination of safe deposit company affairs; when made
  
  
• 64
  Examination of safe deposit company affairs; report; statement by directors; filing
  
  
• 65
  Examination of safe deposit company affairs; curtailment or extension of time by commissioner
  
  
• 66
  Reports to commissioner as to assets and liabilities
  
  
• 67
  Special reports as to condition of company
  
  
• 68
  Penalty for failure to make and file report
  
  
• 69
  Publication of report
  
  
• 70
  Examination of safe deposit companies by commissioner
  
  
• 71
  Examination of safe deposit companies by commissioner; examination of witnesses
  
  
• 71.1
  Examinations confidential
  
  
• 71.2
  Examinations confidential; evidence; subpenas
  
  
• 72
  Commissioner's powers on ultra vires, unlawful and unsafe practices
  
  
• 73
  Review of commissioner's order to cease ultra vires, unlawful or unsafe practices
  
  
• 74
  Penalty for failure to comply with commissioner's order as to ultra vires, unlawful and unsafe practices
  
  
• 75
  Removal of director or officer
  
  
• 76
  Participation in management of company after removal from office
  
  
• 77
  Record of proceedings to remove director or officer not to be made public; exception
  
  
• 77.1
  Review of commissioner's order to remove director or officer
  
  
• 78
  Costs of examination of safe deposit company
  
  
• 79
  Filing documents and reports
  
  
• 80
  Custodial possession by commissioner; causes
  
  
• 81
  Custodial possession by commissioner; purpose
  
  
• 82
  Custodial possession by commissioner; return of property to management of safe deposit company
  
  
• 83
  Custodial possession by commissioner; corporate title and existence
  
  
• 84
  Custodial possession by commissioner; notice to commissioner
  
  
• 85
  Custodial possession by commissioner; surety bond
  
  
• 86
  Standards for vaults
  
  
• 87
  Standards for vault doors
  
  
• 88
  Standards for safes
  
  
• 89
  Safe deposit box standards
  
  
• 90
  Surveillance systems
  
  
• 91
  Robbery alarm systems
  
  
• 92
  Burglary alarm systems
  
  
• 93
  Notice of crime
  
  
• 94
  Rules and regulations
  
  
• 95
  Dissolution
  
  
• 96
  Filing fees
  
  
• 97
  Statutes repealed
  
  
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• Chapter 15A

• 30
  Short title
  
  
• 31
  Definitions.
  
  
• 32
  License required
  
  
• 32.1
  Sale of check cashing business.
  
  
• 33
  Application for licensure; requirements
  
  
• 34
  Approval of application
  
  
• 35
  Contents of application.
  
  
• 36
  Fingerprinting, background checks for licensees
  
  
• 37
  Required capital, net worth, liquid assets.
  
  
• 38
  Licensee to engage services of public accountant
  
  
• 39
  License required for operation, conditions
  
  
• 40
  Valid license, civil actions.
  
  
• 41
  Maintenance of offices by licensee; requirements
  
  
• 42
  Approval required for sale, transfer of business
  
  
• 43
  Fees permitted.
  
  
• 44
  Responsibilities of licensee.
  
  
• 45
  Annual report by check cashing business; violations, penalties.
  
  
• 46
  Right to examine books, records
  
  
• 47
  Prohibitions for licensees
  
  
• 48
  Revocation, suspension of license.
  
  
• 49
  Violations, penalties.
  
  
• 50
  Compliance of existing licensees; nonapplicability of act.
  
  
• 51
  Waivers unenforceable, void
  
  
• 52
  Rules, regulations.
  
  
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• Chapter 15C

• 1
  Short title.
  
  
• 2
  Definitions relative to money transmitters.
  
  
• 3
  Inapplicability of act; exemptions.
  
  
• 4
  License required.
  
  
• 5
  Net worth requirements for licensees.
  
  
• 6
  Possession of security device, permissible investments.
  
  
• 7
  Application for license; requirements.
  
  
• 8
  Accompaniment of application with security device; amounts required; conditions.
  
  
• 9
  Investigation of applicants for licensing, renewal; licensing period.
  
  
• 10
  Keeping of records required.
  
  
• 11
  Investigation, examination of license.
  
  
• 12
  Annual reports; violations, penalties.
  
  
• 13
  Written report required upon occurrence of certain events.
  
  
• 14
  Approval for acquisition of control of licensee; application, fee.
  
  
• 15
  Confidentiality of information, reports.
  
  
• 16
  Suspension, revocation of license.
  
  
• 17
  Authorization of delegates.
  
  
• 18
  Regulations pertinent to delegates.
  
  
• 19
  Violations by delegates; issuance of order suspending, barring; application for modification, rescission.
  
  
• 20
  Limitation of licensee's responsibility.
  
  
• 21
  Applicability of APA.
  
  
• 22
  Violations, penalties.
  
  
• 23
  Powers of commissioner.
  
  
• 24
  Violations designated fourth, third degree crimes.
  
  
• 25
  Regulations.
  
  
• 26
  Presumptions regarding licensees, delegates; service of process.
  
  
• 27
  Application required for those currently doing business; status of current licensees.
  
  
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• Chapter 16A

• 1
  Definitions
  
  
• 2
  Compliance with law before doing business; liability of directors and corporators for transacting business without certificate of authority
  
  
• 3
  Authorization of domestic companies, individuals and partnerships
  
  
• 4
  Foreign investment companies; requirements for admission
  
  
• 5
  Officers or agents of foreign investment companies; certificate of authority
  
  
• 6
  Service of process on Commissioner as attorney for foreign investment company
  
  
• 7
  Certificate of authority as prima facie evidence of incorporation of foreign company
  
  
• 8
  Securities deposited with Commissioner
  
  
• 9
  Investment of capital, surplus or other funds
  
  
• 10
  Investment contracts; form; approval by Commissioner; review
  
  
• 11
  Reserves on investment contracts
  
  
• 12
  Surrender values under investment contracts
  
  
• 13
  Annual reports of financial condition
  
  
• 14
  Examination of affairs; expenses; duty to exhibit books, records and accounts
  
  
• 15
  Fees
  
  
• 16
  Revocation of certificate of authority of foreign investment company
  
  
• 17
  Procedure for revocation of certificate of authority of foreign company
  
  
• 18
  Revocation, cancellation or refusal to issue certificate of authority; review
  
  
• 19
  Domestic investment companies; insolvency; suspension of business and other acts; receiver; injunction
  
  
• 20
  Offenses and penalties
  
  
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• Chapter 16C

• 1
  Definitions
  
  
• 2
  Necessity of license
  
  
• 3
  License application
  
  
• 4
  Issuance or refusal of license
  
  
• 5
  Notice and hearing on refusal of license
  
  
• 6
  License; specification of office or branch; transferability; transaction of business under other names or at other locations
  
  
• 7
  Application fee for sales finance companies, license period.
  
  
• 8
  Motor vehicle installment seller; license, application fee.
  
  
• 9
  Abatement in amount of fee; expiration of license
  
  
• 10
  Grounds for refusal to issue, revocation, suspension, refusal to renew license
  
  
• 11
  Suspension, revocation or refusal to renew particular license or all licenses issued to licensee
  
  
• 12
  Surrender of license; effect upon civil or criminal liability
  
  
• 13
  Suspension, revocation or refusal to renew license not to impair obligation of lawful retail installment contract or retail charge account
  
  
• 14
  Reinstatement of suspended licenses or issuance of new licenses after revocation
  
  
• 15
  Investigations by commissioner
  
  
• 16
  Subpoenas; oaths and affirmations; power to administer
  
  
• 17
  Failure to comply with subpoena; order of superior court; contempt
  
  
• 18
  Maintenance of books, accounts and records.
  
  
• 19
  Preservation of books, accounts, records, annual report; violations, penalties.
  
  
• 20
  Information to be shown in books, accounts and records
  
  
• 21
  Retail installment contract; writing required; agreements between retail buyer and seller; signatures
  
  
• 22
  Contents of retail installment contract; blank spaces
  
  
• 23
  Copy of contract to be furnished to buyer
  
  
• 24
  Notice to buyer in retail installment contract
  
  
• 25
  Acknowledgment by buyer of receipt of copy of contract
  
  
• 26
  Payment of time balances, terms; exceptions
  
  
• 27
  Separate items to be set forth in retail installment contract
  
  
• 28
  Inclusion in retail installment contract of additional goods purchased after original agreement; additional statements
  
  
• 29
  Allocation of payment on continuing agreement after addition of additional purchases; prepayment; redemption of separate purchases
  
  
• 30
  Insurance at retail buyer's expense; dual protection
  
  
• 31
  Selection of insurer acceptable to retail seller; inclusion of premium in contract; cancellation of insurance by holder after repossession and sale
  
  
• 32
  Notice that policy required in sale of motor vehicle includes no liability or property damage coverage
  
  
• 33
  Additional insurance; cancellation rights
  
  
• 34
  Cancellation of insurance policies; crediting next maturing installment of contract with refund
  
  
• 34.1
  Retail charge account; terms; regulations; effective date of accounts
  
  
• 35
  Prohibited contract provisions; acceleration clause
  
  
• 36
  Waiver of right of action by retail buyer against seller, holder, etc.
  
  
• 37
  Power of attorney to confess judgment; other powers of attorney
  
  
• 38
  Relief of retail seller from liability under contract
  
  
• 38.1
  Remedy of buyer against seller; provision relieving holder or other assignee from liability; prohibition
  
  
• 38.2
  Form, terms of consumer notes
  
  
• 38.3
  Violations; penalty
  
  
• 38.4
  Execution of note in violation of act; disallowance of finance, collection, etc., charges
  
  
• 39
  Assignment of salary, wages, commissions or other compensation for services
  
  
• 39.1
  Real property mortgage as additional security; prohibition
  
  
• 40
  Loan of money or advance of credit to retail buyer; rate of interest
  
  
• 40.1
  Loan secured by purchase money security interest to finance purchase of motor vehicle
  
  
• 40.2
  Violation of provisions; revocation or suspension of license
  
  
• 41
  Time price differential; rates; computation
  
  
• 42
  Delinquency or collection charge for default; attorney's fees; return check fee
  
  
• 43
  Prepayment; credit on account
  
  
• 44
  Extending due date of contract or installment payment; options
  
  
• 44.1
  Retail charge account; time price differential; rate; computation
  
  
• 45
  Limitation on sale, transfer or assignment of obligation or evidence of indebtedness by retail seller
  
  
• 46
  Sale, transfer or assignment without notice to retail buyer; payment or tender to last known holder
  
  
• 47
  Assignment of aggregation of retail installment contracts as collateral security for bona fide commercial loan
  
  
• 47.1
  Purchases of retail installment contract or retail charge account by sales finance company; terms, conditions and price
  
  
• 48
  Furnishing statement of retail buyer's account
  
  
• 49
  Receipt for payment; contents
  
  
• 50
  Additional charges prohibited; exceptions
  
  
• 51
  Collection of charges if sale not made prohibited; status of deposit on contemplated purchase of goods
  
  
• 52
  Payment in full of retail installment contract
  
  
• 53
  Certificate of ownership delivered to retail buyer upon final payment
  
  
• 54
  Unauthorized costs and charges
  
  
• 55
  Doing business without license; penalty
  
  
• 56
  Violations of act; penalty; enforcement by summary proceedings
  
  
• 57
  Partial invalidity
  
  
• 58
  Repeals
  
  
• 58.1
  Date of application of act; validity of transactions prior to effective date of act
  
  
• 59
  Continuation of license under former act
  
  
• 60
  Short title
  
  
• 61
  Effective date
  
  
• 61.1
  Short title
  
  
• 61.2
  Remedial legislation; liberal construction
  
  
• 61.3
  Legislative findings
  
  
• 61.4
  Definitions
  
  
• 61.5
  Rescission; duties of buyer and seller; exception of certain sales; record of buyer's notice
  
  
• 61.6
  Receipt; form and content
  
  
• 61.7
  Action to recover amount paid
  
  
• 61.8
  Violations by seller
  
  
• 61.9
  Rights and remedies of act are in addition to and cumulative of other rights
  
  
• 62
  Definitions
  
  
• 63
  Home repair contracts; form and contents
  
  
• 64
  Prohibited contract provisions
  
  
• 64.1
  Relief from liability; prohibited contract provisions
  
  
• 64.2
  Form, terms of consumer notes; contractor's bond
  
  
• 64.3
  Unlawful procurement of consumer note; penalty
  
  
• 64.4
  Execution of note in violation of act; recovery of finance charges prohibited
  
  
• 65
  Place of business within state; operation as individual, partnership or corporation; workmen's compensation and liability insurance; copy of contract
  
  
• 66
  Certificate of completion; request or acceptance prior to completion of work prohibited; notice in certificate
  
  
• 67
  Separate disclosure statements in contract
  
  
• 68
  Payment of time balance; extension of scheduled due date; options for computing additional charge
  
  
• 69
  Credit service charge
  
  
• 70
  Additional charges prohibited; exceptions
  
  
• 71
  Delinquency or collection charge for default in payment; attorney's fees
  
  
• 72
  Receipt for payment; payment or tender to last known holder in absence of notice of assignment
  
  
• 73
  Prepayment; credit on account; payment without penalty
  
  
• 74
  Furnishing statement of owner's account
  
  
• 75
  Duties of holder upon payment in full of home repair contract
  
  
• 76
  Unauthorized costs and charges
  
  
• 77
  Doing business without license prohibited; home repair salesman's license; home financing agency; nontransferability of license
  
  
• 78
  Application for license
  
  
• 79
  Issuance or refusal of license
  
  
• 80
  Notice and hearing upon refusal of license
  
  
• 81
  Transaction of business under other names or at other locations; change of location or employer
  
  
• 82
  License fees payable by home financing agency.
  
  
• 83
  Abatement in amount of license fee; expiration of license
  
  
• 84
  Suspension, revocation or refusal to renew license; notice; grounds
  
  
• 85
  Investigations by commissioner; oaths and affirmations; power to administer
  
  
• 86
  Issuance of subpoenas; failure to comply; order of superior court; contempt
  
  
• 87
  Maintenance, preservation of books, accounts, records, annual report; violations, penalties.
  
  
• 88
  Sale, transfer or assignment of obligation or evidence
  
  
• 89
  Violations; penalties; enforcement
  
  
• 90
  Partial invalidity
  
  
• 93
  Short title
  
  
• 94
  Effective date
  
  
• 95
  Short title
  
  
• 96
  Remedial legislation; liberal construction
  
  
• 97
  Legislative findings
  
  
• 98
  Definitions
  
  
• 99
  Rescission; duties of buyer and seller; exclusion of certain sales
  
  
• 100
  Receipt; form and content
  
  
• 101
  Action to recover amount paid
  
  
• 102
  Violations by home repair contractor
  
  
• 103
  Rights and remedies of act are in addition to or cumulative of other rights
  
  
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• Chapter 16D

• 1
  Short title
  
  
• 2
  Definitions
  
  
• 3
  Application
  
  
• 4
  Licenses.
  
  
• 5
  Action by commissioner on application
  
  
• 6
  Revocation and suspension of licenses
  
  
• 7
  Books and records; annual report; violations, penalties.
  
  
• 8
  Power to make rules
  
  
• 9
  Form of premium finance agreement
  
  
• 10
  Maximum finance charge
  
  
• 11
  Statement of accounts; receipts
  
  
• 12
  Delinquency charges
  
  
• 13
  Cancellation of insurance contract upon default
  
  
• 14
  Application of unearned premiums
  
  
• 15
  Exemption from any filing requirements
  
  
• 16
  Severability
  
  
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• Chapter 16E

• 1
  Purpose
  
  
• 1.1
  Compliance of bank, savings bank with prohibition on interlocking relationships
  
  
• 2
  Definitions
  
  
• 3
  Mutual directors, officers or managers of financial institutions in same, adjacent, or contiguous municipalities; prohibition
  
  
• 4
  Rules and regulations; waiver of prohibition; determination of adjacent municipalities
  
  
• 5
  Interlocking relationships existing prior to this act; termination
  
  
• 6
  Bank holding companies and financial institutions with common ownership; inapplicability of act
  
  
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• Chapter 16F

• 1
  Legislative findings and declarations
  
  
• 2
  Definitions
  
  
• 3
  Discrimination in acceptance of applications, grants, modification, etc., or discouragement or refusal to allow application or inquiry; prohibition
  
  
• 7
  Action for violations; damages; amount
  
  
• 8
  Investigations; power of commissioner; subpenas and orders to testify; enforcement
  
  
• 9
  Order to cease and desist
  
  
• 10
  Violations after cease and desist order; penalty
  
  
• 11
  Regulations
  
  
• 12
  Findings, declarations
  
  
• 13
  Rules, regulations
  
  
• 14
  Annual report to the Legislature
  
  
• 15
  Definitions
  
  
• 17
  Transfer of mortgage loan to purchasing servicing organization
  
  
• 18
  Disbursement of escrow funds by mortgagee or servicing organization
  
  
• 19
  Payment of mortgagor's property tax
  
  
• 23
  Written notice of property tax delinquency payment
  
  
• 24
  Notification to mortgagee of tax delinquency
  
  
• 25
  Failure to resolve tax payment delinquency
  
  
• 26
  Unpaid property taxes, mortgagor may sue mortgagee
  
  
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• Chapter 16G

• 1
  Definitions.
  
  
• 2
  Debt adjuster
  
  
• 3
  Application for licensure
  
  
• 4
  Duties of commissioner; fees
  
  
• 5
  Bond; financial records; annual audit; filing; examination of agency; annual reports; violations, penalties.
  
  
• 6
  Debt adjustment fee
  
  
• 7
  Board of directors of agency
  
  
• 8
  Penalties; summary action; civil action.
  
  
• 9
  Responsibilities of licensee acting as debt adjuster.
  
  
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• Chapter 16H

• 1
  Definitions
  
  
• 2
  Prohibited advertisements, announcements or statements
  
  
• 3
  Enforcement; regulations
  
  
• 4
  Cease and desist order; notice and hearing; penalty for failure to comply
  
  
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• Chapter 16I

• 1
  Short title
  
  
• 2
  Definitions
  
  
• 3
  Ownership as between parties and others; protection of financial institutions
  
  
• 4
  Ownership during lifetime
  
  
• 5
  Right of survivorship
  
  
• 6
  Determination of rights at death of party; alteration of form of account; notice or order to financial institution
  
  
• 7
  Rights of creditors
  
  
• 8
  Multiple-party accounts; payments; notice
  
  
• 9
  Financial institution protection; payment after death or disability; joint account
  
  
• 10
  Payment of P.O.D. account
  
  
• 11
  Payment of trust account
  
  
• 12
  Beneficial ownership of funds in multiple-party accounts
  
  
• 13
  Setoff
  
  
• 14
  Effect of transfer by right of survivorship
  
  
• 15
  Trusts created in fraud of creditors or laws governing transfer inheritance or estate taxes
  
  
• 16
  Deposit contracts; form and content
  
  
• 17
  Application of act
  
  
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• Chapter 16J

• 1
  Definitions
  
  
• 2
  Authorization; supervisory acquisition or merger
  
  
• 3
  Directing of acquisition or merger; authority of commissioner
  
  
• 4
  Priority; supervisory acquisition or merger
  
  
• 5
  Plan; supervisory acquisition; authorization of execution; contents
  
  
• 6
  Agreement; supervisory merger; authorization of execution; contents
  
  
• 7
  Mutual depository as party; supervisory merger agreement or plan of acquisition; contents
  
  
• 8
  Liquidated account; merger of mutual depositories
  
  
• 9
  Methods; supervisory merger
  
  
• 10
  Executed merger agreement or plan of acquisition
  
  
• 11
  Shareholders; approval of agreement or plan; rights
  
  
• 12
  Effective date; merger
  
  
• 13
  Effect; merger
  
  
• 14
  Foreign depositories; acquisition
  
  
• 15
  Federally chartered depository; supervisory merger
  
  
• 16
  Protection of depositors; stockholder voting
  
  
• 17
  Foreign depository; limitations on acquisition or merger
  
  
• 18
  Commissioner; depository; powers
  
  
• 19
  Commissioner; civil liability or penalty
  
  
• 20
  Rules and regulations
  
  
• 21
  Annual report
  
  
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• Chapter 16K

• 1
  Short title
  
  
• 2
  Definitions
  
  
• 3
  Disclosure of information by financial institution to third party
  
  
• 4
  Government agencies; obtaining information; necessity of search warrant or subpena
  
  
• 5
  Interception by government agency; court order
  
  
• 6
  Negligent, willful or reckless violation of act by financial institution or government agency; penalties
  
  
• 7
  Definitions
  
  
• 8
  Evaluation of automated teller machines for safety
  
  
• 9
  Video camera required
  
  
• 10
  Minimum lighting requirements
  
  
• 11
  Basic safety precaution information to customers
  
  
• 12
  Provisions; enforcement, penalty for violation
  
  
• 13
  Other laws applicable
  
  
• 14
  Nonapplicability to certain ATM's
  
  
• 15
  Supersedure, preemption of local rules, regulations, etc.
  
  
• 16
  Definitions relative to automated teller machines.
  
  
• 17
  Required display on automated teller machine.
  
  
• 18
  Enforcement; violations, penalties.
  
  
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• Chapter 16L

• 1
  Definitions
  
  
• 2
  Bank policy disclosure
  
  
• 3
  Penalty for violation
  
  
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• Chapter 16M

• 1
  Definitions
  
  
• 2
  Conversion of mutual association to mutual savings bank; capital stock association to capital stock savings bank
  
  
• 3
  Application for conversion to savings bank
  
  
• 4
  Approval of conversion by commissioner
  
  
• 5
  Approval of application of State association not satisfying certain requirements
  
  
• 6
  Notification of applicant
  
  
• 7
  Filing of certificate of incorporation
  
  
• 8
  Conversion of savings bank to State association
  
  
• 9
  Rules, regulations
  
  
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• Chapter 16N

• 1
  Findings, declarations
  
  
• 2
  Definitions
  
  
• 3
  New Jersey Consumer Checking Accounts
  
  
• 4
  Products, services offered to holders of New Jersey Consumer Checking Account
  
  
• 5
  Consumers to be informed of availability of New Jersey Consumer Checking Account
  
  
• 6
  Noncompliance
  
  
• 7
  Violation, penalty
  
  
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• Chapter 16P

• 1
  Borrower may choose own attorney; payment of fees regulated; secured loan
  
  
• 2
  Payment of fees to lender's attorney; unsecured loan
  
  
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• Chapter 16Q

• 1
  Definitions
  
  
• 2
  CRA rating; receipt; public availability
  
  
• 3
  Community Financial Services Advisory Board.
  
  
• 4
  Board duties
  
  
• 5
  Regulations
  
  
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• Chapter 16R

• 1
  Substitution of fiduciaries
  
  
• 2
  Application to become successor fiduciary
  
  
• 3
  Appointment of successor fiduciary
  
  
• 4
  Definitions relative to qualified fiduciaries.
  
  
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• Chapter 16S

• 1
  Definitions relative to complying with discovery or production of documents; costs; reimbursement
  
  
• 2
  Bank service fee on orders of execution; definitions
  
  
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• Chapter 16T

• 1
  Findings, declarations relative to release of certain account information of senior or vulnerable customers.
  
  
• 2
  Definitions relative to release of certain account information.
  
  
• 3
  Release of financial records to law enforcement agency, county adult protective services provider.
  
  
• 4
  Immunity from liability for financial institution.
  
  
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• Chapter 16U

• 1
  Findings, declarations relative to voluntary compliance reviews by depository institutions
  
  
• 2
  Definitions relative to voluntary compliance reviews by depository institutions
  
  
• 3
  Report deemed privileged
  
  
• 4
  Privilege of persons involved in preparation of report
  
  
• 5
  Privileges not applicable, conditions
  
  
• 6
  Certain materials not considered privileged
  
  
• 7
  Use of privileged information prohibited; limited disclosure
  
  
• 8
  Other privileges unaffected
  
  
• 9
  Circumvention of privilege prohibited
  
  
• 10
  Information remains privileged; exceptions
  
  
• 11
  Access of third party restricted
  
  
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• Chapter 16V

• 1
  Short title.
  
  
• 2
  Definitions relative to collateral protection insurance.
  
  
• 3
  Collateral protection insurance, purchase by creditor.
  
  
• 4
  Collateral protection insurance; effective date, face amount, term.
  
  
• 5
  Termination, cancellation conditions.
  
  
• 6
  Obtaining insurance.
  
  
• 7
  Cause of action not created to debtor or third party; remedy; exempt transactions.
  
  
• 8
  Fiduciary relationship not imposed.
  
  
• 9
  Remedies, rights, options unimpaired.
  
  
• 10
  Notices to primary debtor.
  
  
• 11
  Applicability when debtor resides in State.
  
  
• 12
  Transactions to which act applies.
  
  
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• Chapter 16W

• 1
  Declaration regarding records retention
  
  
• 2
  Definitions regarding records retention
  
  
• 3
  Statement accounts, certificates of deposit, passbook accounts; records
  
  
• 4
  Passbook payment with no financial institution records
  
  
• 5
  Loan, collateralized loans; records
  
  
• 6
  Records of checks, drafts, etc., six year retention
  
  
• 7
  Other records, records retention
  
  
• 8
  Retention time period
  
  
• 9
  Retention period for records not covered by this act
  
  
• 10
  Claims where records not required to be retained, statutes of limitations not affected; requirements
  
  
• 11
  Applicability
  
  
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• Chapter 16X

• 1
  Definitions regarding subsidiary mergers
  
  
• 2
  Conditions of merger
  
  
• 3
  Merger's legal compliance
  
  
• 4
  Merger plan contents
  
  
• 5
  Adoption of merger plan
  
  
• 6
  Application for commissioner's approval
  
  
• 7
  Merger deemed effective from filing of certification
  
  
• 8
  Dissention from the merger
  
  
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• Chapter 16Y

• 1
  Use of trade name, trademark of depository institution.
  
  
• 2
  Use of consumer's loan information.
  
  
• 3
  Use of depository institution trade name, trademark to deceive consumer.
  
  
• 4
  Violations, penalties.
  
  
• 5
  Regulations.
  
  
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• Chapter 16Z

• 1
  Short title.
  
  
• 2
  Definitions relative to banking development districts.
  
  
• 3
  Banking Development District Program.
  
  
• 4
  Rules, regulations setting forth criteria for establishment of banking development districts.
  
  
• 5
  Application for designation of banking development district.
  
  
• 6
  Selection of bank as depository for public moneys, funds.
  
  
• 7
  Selection of bank as depository of funds of municipality.
  
  
• 8
  Rules, regulations.
  
  
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• Chapter 17

• 1
  Kinds of insurance
  
  
• 2
  Stock or mutual plan
  
  
• 3
  Purposes permitted
  
  
• 4
  Certificate of incorporation
  
  
• 5
  Approval by attorney general; recording and filing certificate
  
  
• 6
  Capital and surplus required for stock company; temporary waiver
  
  
• 7
  Assets required for mutual company; temporary waiver
  
  
• 8
  Examination before commencing business
  
  
• 9
  Deposit prerequisite to authorization
  
  
• 10
  Certificates authorizing company to commence business; issuance, surrender; replacement carrier.
  
  
• 11
  Transacting business before authority given; liability of directors and corporators
  
  
• 12
  Misdemeanor to do business unless authorized
  
  
• 13
  Application of subtitle limited
  
  
• 14
  Assessments required when liabilities of mutual company, other than fire or life, exceed assets
  
  
• 15
  Rules, regulations on solvency standards
  
  
• 16
  Increase in amount of required capital, surplus
  
  
• 17
  Factors for determining increase, revision, redetermination of capital, surplus
  
  
• 18
  Maintenance of reserves
  
  
• 19
  Suspension, revocation of authority to do business
  
  
• 20
  Change of domicile for insurers
  
  
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• Chapter 17A

• 1
  Insurer may acquire stock of or have common management with other insurers; restrictions
  
  
• 2
  Interlocking directorate
  
  
• 3
  Violations; notice of hearing; cease and desist order
  
  
• 4
  Abridgement of rights or remedies
  
  
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• Chapter 17B

• 1
  Statement of beneficial owner, director or officer; amount of securities; change in ownership
  
  
• 2
  Profits from purchase and sale, etc., of security within period less than 6 months to inure to company; recovery; exemptions
  
  
• 3
  Unlawful sales of equity securities; defense
  
  
• 4
  Securities held in investment account; transactions made in ordinary course of business; exemption
  
  
• 5
  Foreign or domestic arbitrage transactions; exemption
  
  
• 6
  "Equity security" defined
  
  
• 7
  Exemption of certain equity securities
  
  
• 8
  Rules and regulations
  
  
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• Chapter 17C

• 1
  Definitions regarding domestic mutual life insurers.
  
  
• 2
  Reorganization into a domestic stock life insurer.
  
  
• 3
  Reorganization process.
  
  
• 4
  Application for reorganization approval.
  
  
• 5
  Approval of reorganization.
  
  
• 6
  Limits on acquisition of beneficial ownership; exceptions.
  
  
• 7
  Financial compensation restricted
  
  
• 8
  Compliance; nonimpairment.
  
  
• 9
  Effective date of reorganization.
  
  
• 10
  Status of stock insurer after reorganization.
  
  
• 11
  Reorganization plan amendments.
  
  
• 12
  Commissioner's rules, regulations.
  
  
• 13
  Directors, officers retained.
  
  
• 14
  Notice of intent to demutualize.
  
  
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• Chapter 18

• 1
  Powers and duties generally
  
  
• 2
  Membership in federal home loan bank
  
  
• 3
  Dealing in real estate; disposition of unnecessary real estate
  
  
• 4
  Purchase of stock of other companies
  
  
• 5
  Reinsurance
  
  
• 6
  Loan for defraying expenses
  
  
• 8
  Engaging in other business
  
  
• 9
  Maximum amounts of individual risks
  
  
• 10
  Advertisement of assets to include liabilities
  
  
• 12
  Disability benefits not liable to execution, attachment, garnishment, etc.; rights of creditors
  
  
• 13
  Title insurance companies; reserve of gross fees and premiums; charges against reserve
  
  
• 14
  Title insurance companies; loss reserve
  
  
• 15
  Allocation of reserve of fees and premiums
  
  
• 16
  Payment of taxes, charges and fees authorized unless laws imposing them have been held invalid
  
  
• 17
  Furnishing accounting record of compensation to or on behalf of holder of policy to holder
  
  
• 18
  Violations; penalty
  
  
• 19
  Definitions relative to vehicle protection product warranties.
  
  
• 20
  Requirements for issuance of vehicle protection product warranty.
  
  
• 21
  Registration for warrantor required.
  
  
• 22
  Conditions for express warranty.
  
  
• 23
  Registration not required for nonwarrantor.
  
  
• 24
  Vehicle protection product not required for sale, financing.
  
  
• 25
  Noncompliance prior to effective date.
  
  
• 26
  Violation, unlawful practice.
  
  
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• Chapter 19

• 1
  Insanitary housing conditions; necessity for remedy
  
  
• 2
  Application for approval of project to remedy conditions
  
  
• 3
  Application; examination into; approval
  
  
• 4
  Acquiring property; condemnation
  
  
• 5
  Conveyance of property to applicant
  
  
• 6
  Completion of project
  
  
• 7
  Disposal of property
  
  
• 8
  Investment in project authorized
  
  
• 9
  Application for approval of project; proceedings thereon
  
  
• 10
  Procedure after approval of application
  
  
• 11
  Maximum rental fixed
  
  
• 12
  Construction period
  
  
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• Chapter 20

• 1
  Definitions
  
  
• 1.1
  Procedure for holding of deposits
  
  
• 2
  Deposits; interest on; substitution of
  
  
• 3
  Delivery of securities on dissolution, liquidation, reorganization or merger; action to obtain delivery; claims of policyholders
  
  
• 3.1
  Fees for services of custodian required pursuant to R.S.17:20-1 et seq.
  
  
• 4
  Deposits to do business elsewhere
  
  
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• Chapter 21

• 1
  Proxy voting permitted at elections
  
  
• 2
  Compensation of directors
  
  
• 3
  Election of directors of benefit companies
  
  
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• Chapter 22

• 5.2
  Effective date
  
  
• 6.2a
  Authorization entitling broker to receive insurance premium on behalf of insurer
  
  
• 6.14a
  Rates of commission to be set forth in contracts; exceptions; termination of contracts.
  
  
• 6.14a1
  Property and casualty insurers; filing of current underwriting guidelines
  
  
• 6.14a2
  Notice of nonrenewal; identification of underwriting standards not met; liability for information to insurer as to reasons for nonrenewal
  
  
• 6.14a3
  Rules and regulations by commissioner of insurance
  
  
• 6.14b
  Severability
  
  
• 6.26
  Repeals
  
  
• 6.35
  Repeal
  
  
• 6.37
  Acting for unauthorized companies; prohibition; exceptions
  
  
• 6.38
  Violation; misdemeanor; penalties
  
  
• 6.39
  Actions or proceedings by unauthorized insurers prohibited; exceptions
  
  
• 6.40
  Short title; application of act
  
  
• 6.41
  Definitions relative to surplus lines insurers
  
  
• 6.42
  Procurement of surplus line coverages; conditions
  
  
• 6.43
  Eligibility for export of insurance coverage; conditions
  
  
• 6.44
  Writing of coverages declared eligible for export without regard to rate filings
  
  
• 6.45
  Eligibility as surplus lines insurer.
  
  
• 6.46
  Withdrawal of eligibility; grounds; notice
  
  
• 6.47
  Submission of affidavit, certification to surplus lines agent
  
  
• 6.48
  Surplus lines examining office
  
  
• 6.49
  Appropriation
  
  
• 6.50
  Issuance and delivery of evidence of insurance
  
  
• 6.50a
  Certificate of insurance; contents
  
  
• 6.52
  Statement of surplus lines agent
  
  
• 6.53
  Validity of contracts procured from unauthorized insurers
  
  
• 6.54
  Liability of insurer
  
  
• 6.55a
  Advisory organizations
  
  
• 6.57
  Record of surplus lines contracts procured
  
  
• 6.58
  Verified report of surplus lines insurance transacted
  
  
• 6.59
  Premium receipts tax for surplus lines coverage.
  
  
• 6.60
  Suit for tax
  
  
• 6.61
  Suspension, revocation, refusal to renew license of surplus lines agents
  
  
• 6.62
  Revocation for failure to file report or pay taxes; procedure; review
  
  
• 6.63
  Lawsuits against unauthorized insurer
  
  
• 6.64
  Report of insurance through unauthorized foreign, alien insurer.
  
  
• 6.65
  Production of records and information upon order of commissioner
  
  
• 6.66
  Partial invalidity
  
  
• 6.67
  Effective date
  
  
• 6.68
  Repeal
  
  
• 6.69
  Repeal
  
  
• 6.69a
  Short title.
  
  
• 6.69b
  Designation as domestic surplus lines insurer.
  
  
• 6.69c
  Notice to policyholder.
  
  
• 6.70
  Short title
  
  
• 6.70a
  Findings, declarations relative to surplus lines insurance.
  
  
• 6.71
  Purpose, application of act.
  
  
• 6.72
  Definitions relative to the Surplus Lines Insurance Guaranty Fund.
  
  
• 6.73
  Surplus Lines Insurance Guaranty Fund.
  
  
• 6.74
  Powers, duties and obligations of the Surplus Lines Insurance Guaranty Fund.
  
  
• 6.75
  Financial support; surcharges; loans
  
  
• 6.76
  Suspension of eligibility of member insurer or license of surplus lines agent; interest on unpaid assessment or surcharge; reinstatement
  
  
• 6.77
  Declaration of insolvency, actions of commissioner.
  
  
• 6.78
  Assignment of rights by person recovering.
  
  
• 6.79
  Recovery of covered claims, exhaustion of other sources.
  
  
• 6.80
  Examination of insurers in financial condition hazardous to policyholders or public; request to domiciliary jurisdiction for examination and report
  
  
• 6.81
  Examination and regulation of fund; financial report
  
  
• 6.82
  Immunity from liability of persons acting under this law
  
  
• 6.83
  Coverage under this act; notice on application and policy or certificate; advertisement
  
  
• 6.84
  Proceedings involving insolvent insurer stayed; conditions.
  
  
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• Chapter 22A

• 26
  Short title
  
  
• 27
  Purpose of act
  
  
• 28
  Definitions relative to licensure of insurance producers
  
  
• 29
  Licensure required
  
  
• 30
  Construction of act; license not required
  
  
• 31
  Written examination, fee
  
  
• 32
  Application, approval.
  
  
• 33
  Issuance of resident insurance producer license
  
  
• 34
  Nonresident insurance producer license
  
  
• 35
  Exemptions from prelicensing education, examination
  
  
• 36
  Notification of assumed name
  
  
• 37
  Temporary license
  
  
• 38
  Requirements for license granting surplus lines authority.
  
  
• 39
  Insurance marketed through limited lines insurance producers
  
  
• 40
  Causes for probation, suspension, revocation, refusal to issue or renew.
  
  
• 41
  Licensure required for receipt of commission
  
  
• 41.1
  Notification by insurance producer to purchaser of compensation received by producer.
  
  
• 42
  Appointment of agents
  
  
• 43
  Immunity from civil liability
  
  
• 44
  Fees
  
  
• 45
  Powers of commissioner
  
  
• 46
  Fees, requirements for nonresident insurance producers, reciprocity
  
  
• 47
  Reports to commissioner.
  
  
• 47.1
  Temporary suspension for failure to report to commissioner; additional penalties.
  
  
• 48
  Rules, regulations
  
  
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• Chapter 22B

• 1
  Short title
  
  
• 2
  Definitions
  
  
• 3
  License required for adjuster
  
  
• 4
  Nonapplicability of act
  
  
• 5
  Issuance of license
  
  
• 6
  Application requirements
  
  
• 7
  Written examination
  
  
• 8
  License granted without examination, prior experience
  
  
• 9
  License fees.
  
  
• 10
  License renewal.
  
  
• 11
  Issuance of supplemental, temporary licenses
  
  
• 12
  Bond required for licensure
  
  
• 13
  Prohibited practices.
  
  
• 14
  Refusal to issue or renew license, revocation; conditions
  
  
• 15
  One-year waiting period after revocation
  
  
• 16
  Notice to applicant of rejection, suspension or revocation
  
  
• 17
  Violations; civil penalties
  
  
• 18
  Additional fees
  
  
• 19
  Licenses remain property of State
  
  
• 20
  Rules, regulations
  
  
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• Chapter 22C

• 1
  Definitions
  
  
• 2
  Licensing for domestic risks as insurance producer required
  
  
• 3
  Licensing for foreign risks
  
  
• 4
  Bond required
  
  
• 5
  Errors, omissions policy
  
  
• 6
  Contract requirements for managing general agents
  
  
• 7
  Audit; loss reserve opinion, on-site procedural audit
  
  
• 8
  Acts of managing general agent considered acts of insurer
  
  
• 9
  Violations; penalties; summary proceedings
  
  
• 10
  Rules, regulations
  
  
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• Chapter 22D

• 1
  Definitions
  
  
• 2
  Application of act
  
  
• 3
  Application of provisions of section; controlled business, regulated
  
  
• 4
  Written notice of relationship between controlling producer, controlled insurer; exception
  
  
• 5
  Noncompliance; penalties
  
  
• 6
  Rules, regulations
  
  
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• Chapter 22E

• 1
  Definitions
  
  
• 2
  Licensing of intermediary-broker, intermediary-manager
  
  
• 3
  Requirements for intermediary-manager
  
  
• 4
  Authorization to act as reinsurance intermediary
  
  
• 5
  Refusal of authorization
  
  
• 6
  Written contract required for transactions between reinsurance intermediary-broker, insurer
  
  
• 7
  Records of transactions
  
  
• 8
  Access to intermediary-broker records by insurer
  
  
• 9
  Authorization as reinsurance intermediary-broker required
  
  
• 10
  Employment restrictions
  
  
• 11
  Annual statement of financial condition to insurer
  
  
• 12
  Written contract required for transactions between reinsurance intermediary-manager and reinsurer
  
  
• 13
  Prohibitions for reinsurance intermediary-manager
  
  
• 14
  Authorization as reinsurance intermediary-manager required
  
  
• 15
  Annual statement of financial condition to reinsurer
  
  
• 16
  Adequacy of loss reserves
  
  
• 17
  Binding authority for retrocessional contracts, reinsurance syndicates
  
  
• 18
  Written notice of contract termination
  
  
• 19
  Restrictions on appointment of board of directors
  
  
• 20
  Examination of reinsurance intermediary
  
  
• 21
  Violations; penalties
  
  
• 22
  Rights not restricted, limited
  
  
• 23
  Rules, regulations
  
  
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• Chapter 23

• 1
  Statements; format; preparation
  
  
• 2
  Penalty for not filing annual statement
  
  
• 8
  Short title
  
  
• 9
  Definitions
  
  
• 10
  Release of information by insurer to governmental agency
  
  
• 11
  Knowledge of theft or insurance fraud; notification to governmental agency
  
  
• 12
  Release of information between governmental agencies
  
  
• 13
  Request by insurer for information from governmental agency; civil actions
  
  
• 14
  Privileged nature of furnished information
  
  
• 15
  Civil liability
  
  
• 16
  Alcohol related claims; statistics
  
  
• 17
  Report
  
  
• 18
  Examination of reports; report; recommendations
  
  
• 19
  National Automobile Theft Bureau
  
  
• 20
  Purpose of act
  
  
• 21
  Definitions
  
  
• 22
  Examination by commissioner
  
  
• 23
  Examination procedures, regulations
  
  
• 24
  Examination reports
  
  
• 25
  Conflicts of interest for examiner
  
  
• 26
  Immunity from liability; awards
  
  
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• Chapter 23A

• 1
  Insurers, persons covered by act
  
  
• 2
  Definitions
  
  
• 3
  Pretext interviews
  
  
• 4
  Notice of insurance information practices
  
  
• 5
  Marketing and research surveys
  
  
• 6
  Content of disclosure authorization forms
  
  
• 7
  Investigative consumer reports
  
  
• 8
  Access to recorded personal information
  
  
• 9
  Correction, amendment or deletion of recorded personal information
  
  
• 10
  Reasons for adverse underwriting decisions
  
  
• 11
  Information concerning previous adverse underwriting decisions
  
  
• 12
  Previous adverse underwriting decisions
  
  
• 13
  Disclosure limitations and conditions
  
  
• 13.1
  Notification of test results by insurer to applicants; "reportable communicable disease" defined.
  
  
• 13.2
  Regulations.
  
  
• 13.3
  Disclosure of information relative to victim of domestic violence prohibited; exceptions.
  
  
• 14
  Power of commissioner
  
  
• 15
  Hearings, witnesses, appearances, production of books and service of process
  
  
• 16
  Service of process--insurance-support organizations
  
  
• 17
  Cease and desist orders and reports
  
  
• 18
  Penalties
  
  
• 19
  Judicial review of orders and reports
  
  
• 20
  Individual remedies
  
  
• 21
  Immunity
  
  
• 22
  Obtaining information under false pretenses
  
  
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• Chapter 23B

• 1
  Definitions
  
  
• 2
  Filing of information with NAIC
  
  
• 3
  Immunity from civil liability
  
  
• 4
  Confidentiality
  
  
• 5
  Violations; penalties
  
  
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• Chapter 23C

• 1
  Findings, declarations relative to compliance review of insurance carriers
  
  
• 2
  Definitions relative to compliance reviews of insurance carriers
  
  
• 3
  Voluntary compliance review report privileged
  
  
• 4
  Privilege regarding preparation of report
  
  
• 5
  Limited disclosure, circumstances
  
  
• 6
  Reports placed under seal at conclusion of enforcement action
  
  
• 7
  Materials not considered privileged
  
  
• 8
  Inadmissibility of privileged information
  
  
• 9
  Privileges unaffected
  
  
• 10
  Circumvention prohibited
  
  
• 11
  Continuing privilege of disclosed information
  
  
• 12
  Construction of act relative to third party access
  
  
• 13
  Production of documents not a waiver of privilege; penalty
  
  
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• Chapter 24

• 1
  Investments by insurance companies generally.
  
  
• 1.1
  Written plan for acquiring, holding investments, investment practices.
  
  
• 1.2
  Actions prohibited by insurer without prior approval; exceptions.
  
  
• 3
  Accepting or acquiring corporate stock or other securities or property
  
  
• 5
  Valuation of bonds
  
  
• 5.1
  Valuation of securities held by insurance company; violations; penalties
  
  
• 6
  Marine insurance companies; additional investments
  
  
• 7
  Title insurance companies; dealing in real estate mortgages; issuing obligations
  
  
• 8
  Additional investment permitted title insurance companies
  
  
• 9
  Investment of surplus in stock of certain companies
  
  
• 10
  Investments in foreign securities
  
  
• 11
  Bond and mortgage; sale or assignment of part with guaranty of payment; subordinate interests
  
  
• 12
  Holding of securities within State; exceptions
  
  
• 13
  Purpose of act; expenses of committee in investigation, analyses, and valuation of securities
  
  
• 14
  Budget estimate
  
  
• 16
  Audit of receipts and disbursements; statement of assets and liabilities
  
  
• 25
  Partial repeal
  
  
• 26
  Repeal
  
  
• 28
  Definitions relative to investment pools.
  
  
• 29
  Permitted investments, qualifications.
  
  
• 30
  Qualified investment pools.
  
  
• 31
  Limits on permitted investments.
  
  
• 32
  Requirements of manager of investment pool.
  
  
• 33
  Written pooling agreement, terms.
  
  
• 34
  Investment pool, organized as business entity.
  
  
• 35
  Authority of commissioner.
  
  
• 36
  Inapplicability of C.17:27A-4 as to transaction standards.
  
  
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• Chapter 25

• 1
  Classes of stock
  
  
• 2
  Stipulations in stock subscriptions
  
  
• 3
  Declaration of dividends by companies specially incorporated
  
  
• 4
  Retirement of unclaimed scrip
  
  
• 5
  Affidavit filed; certificate of diligent inquiry
  
  
• 6
  Amount paid into state treasury; scrip deemed retired
  
  
• 7
  Escheat of deposit after twenty years
  
  
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• Chapter 26

• 1
  Change of name, extension of corporate existence or amendment of charter or certificate of incorporation; procedure
  
  
• 1.1
  Mutual companies; amendment of charter or certificate of incorporation
  
  
• 2
  Increase or decrease of capital stock
  
  
• 3
  Adoption of amended charter
  
  
• 4
  Issuing stock certificates
  
  
• 5
  Stock nonassessable
  
  
• 6
  Mutual company becoming stock company
  
  
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• Chapter 27

• 1
  Merger of two or more stock corporations; agreement of merger; approval by Commissioner
  
  
• 2
  Approval by directors and stockholders; notice of meetings
  
  
• 3
  Merger of domestic and foreign corporations
  
  
• 4
  Filing agreement of merger or consolidation; exchange of stock
  
  
• 5
  Rights, franchises and interests transferred on merger; obligations and liabilities; rights of creditors and pending actions unaffected; taxation
  
  
• 5A
  Partial invalidity
  
  
• 5.1
  Merger of 2 or more mutual insurance corporations
  
  
• 5.2
  Approval of agreement
  
  
• 5.3
  Filing of agreement; approval by commissioner; review
  
  
• 5.4
  Transfer of all rights, franchises and interests to resulting corporation; obligations and liabilities; actions not to abate
  
  
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• Chapter 27A

• 1
  Definitions
  
  
• 2
  Acquisition of control of or merger with domestic insurer
  
  
• 3
  Registration of insurers
  
  
• 4
  Standards.
  
  
• 4.1
  Definitions, regulations concerning acquisitions
  
  
• 5
  Examination
  
  
• 6
  Confidential treatment
  
  
• 7
  Rules and regulations
  
  
• 7.1
  Filing fees
  
  
• 8
  Injunctions; prohibitions against voting securities, sequestration of voting securities
  
  
• 9.1
  Violations; penalties
  
  
• 10
  Receivership
  
  
• 10.1
  Right to recovery for receiver
  
  
• 11
  Revocation, suspension, or nonrenewal of insurer's license
  
  
• 12
  Judicial review; order in lieu of prerogative writ
  
  
• 13
  Conflict with other laws
  
  
• 14
  Separability of provisions
  
  
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• Chapter 27B

• 1
  Definitions
  
  
• 2
  Acquisition of minority interests
  
  
• 3
  Plan of acquisition
  
  
• 4
  Submission of plan of acquisition to commissioner
  
  
• 5
  Delivery of plan to minority shareholders; acquisition of shares
  
  
• 6
  Rights of dissenting shareholders
  
  
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• Chapter 28

• 1
  Separate risks and premiums; exceptions
  
  
• 1.1
  Required coverage; exceptions.
  
  
• 1.3
  Coverage for pedestrians
  
  
• 1.4
  Mandatory coverage.
  
  
• 1.5
  Definitions
  
  
• 1.6
  Owner, operator of motor bus to maintain medical expense benefits coverage
  
  
• 1.7
  Exemption from tort liability for owner, registrant, operator of motor bus.
  
  
• 1.8
  Evidence of amounts collectible, paid to injured passenger inadmissible in civil action
  
  
• 1.9
  Immunity from liability for certain auto insurance providers
  
  
• 2
  Effect of insolvency or bankruptcy on paying damages; policy provisions
  
  
• 3
  Maximum premium stated in policy of mutual company
  
  
• 4
  Definitions
  
  
• 5
  Policy provisions
  
  
• 6
  Special provisions
  
  
• 7
  Penalty
  
  
• 8
  Filing of endorsement to automobile liability insurance policy; "named excluded driver"; rules, regulations.
  
  
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• Chapter 28A

• 3
  Repeal
  
  
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• Chapter 29

• 11
  Substitution of policies; charges prohibited; exception
  
  
• 12
  Maximum charge; regulation
  
  
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• Chapter 29A

• 1
  Definitions
  
  
• 2
  License required; application; fee
  
  
• 3
  Insurers may be members of rating organizations
  
  
• 4
  Rates; establishment; considerations
  
  
• 5
  Statistical plans; rules and regulations; reports of experience; statistical agent
  
  
• 5.1
  Motor vehicle insurance; rating systems; rules and regulations
  
  
• 5.6
  Definitions.
  
  
• 5.7
  Annual profits report.
  
  
• 5.8
  Excess profits.
  
  
• 5.9
  First profits report
  
  
• 5.10
  Excess profit carry forward
  
  
• 5.11
  Certification
  
  
• 5.12
  Plan for refund, credit.
  
  
• 5.13
  Filing of report
  
  
• 5.14
  Alteration of aberrant, unusual, irregular data
  
  
• 5.15
  Submission of additional data
  
  
• 5.16
  Rules, regulations
  
  
• 5.17
  Review of filing; "qualified independent actuary" defined.
  
  
• 6
  Rating system to be filed
  
  
• 7
  Rating system, approval of; revision or modification
  
  
• 7.1
  Excess rate on specific risk; application; approval
  
  
• 8
  Information as to rates
  
  
• 9
  Reduction of rates; hearings; notes; order
  
  
• 10
  Uniform change in rates; application; order of approval or denial
  
  
• 11
  Commissioner, determination as to rates; factors to be considered
  
  
• 12
  Examination of rating organizations; costs
  
  
• 13
  Notice of withdrawal or expulsion of member of rating organization; readmission
  
  
• 14
  Filing of rate changes; hearing.
  
  
• 15
  Rates to be observed; rebates
  
  
• 15.1
  Premium credits
  
  
• 15.2
  Commission of producer unaffected by tort option.
  
  
• 16
  False information forbidden
  
  
• 17
  Violations
  
  
• 18
  Suspension of license; procedure
  
  
• 19
  Contributions to suspended organizations prohibited
  
  
• 20
  Suspended organizations not to do business
  
  
• 21
  Doing business without license a misdemeanor
  
  
• 22
  Penalties
  
  
• 23
  Commissioner, power to assess penalties; procedure
  
  
• 24
  Review; stay
  
  
• 25
  Exceptions to application of act; investigations as to classes of risks exempted
  
  
• 26
  Deputies
  
  
• 27
  Repeals
  
  
• 28
  Partial invalidity of act
  
  
• 29
  Advisory organizations; requirements; unfair practices
  
  
• 30
  Joint reinsurance; joint underwriting; laws governing; organization deemed insurer; unfair practices
  
  
• 31
  Examination of group engaged in joint reinsurance or joint underwriting
  
  
• 32
  Application of act
  
  
• 33
  Short title
  
  
• 34
  Intent and purpose of act.
  
  
• 35
  Motor Vehicle Violations Surcharge System.
  
  
• 35.1
  Surcharge debts of driver extinguished upon death
  
  
• 36
  Contents of filing for automotive insurance rate making.
  
  
• 36.1
  Seat belt usage study
  
  
• 36.2
  Regulations
  
  
• 36.3
  Rules, regulations
  
  
• 37
  Taxes, licenses, fees and expenses; application on a flat and uniform fee basis per insured automobile statewide; regulation regarding calculation and collection of taxes
  
  
• 37.1
  Flat charges
  
  
• 38
  Reduction of rates; operators 65 years of age or older
  
  
• 39
  Deductibles.
  
  
• 40
  Inexperienced operator classification; producer commission
  
  
• 41
  Joint legislative committee; monitoring and evaluation
  
  
• 46.1
  Rating plans for auto insurance
  
  
• 46.2
  Underwriting rules; factors.
  
  
• 46.3
  Limitation of surcharges for motor vehicle points
  
  
• 46.4
  Initial rate filing
  
  
• 46.5
  Rules, regulations
  
  
• 46.6
  Proposed alteration to rating system, expedited.
  
  
• 46.7
  Regulations, administrative processes
  
  
• 46.8
  Definitions; standards for interventions in rate filings; offenses.
  
  
• 48
  Establishment of new territorial rating plans.
  
  
• 49
  Filing of territorial rating plan.
  
  
• 50
  Automobile Insurance Territorial Rating Plan Advisory Commission.
  
  
• 51
  Filing of rates by insurer writing private passenger automobile insurance; rate reductions.
  
  
• 52
  Automobile Insurance Consumer Bill of Rights.
  
  
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• Chapter 29AA

• 1
  Short title
  
  
• 2
  Purposes
  
  
• 3
  Definitions.
  
  
• 4
  Scope of application
  
  
• 5
  Filing of rates, supplementary rate information changes, amendments.
  
  
• 5.1
  Annual rate change for medical malpractice liability insurance.
  
  
• 6
  Policy forms; filing; approval; special risks
  
  
• 7
  Public inspection; filings and supporting information; copies
  
  
• 8
  Rates; establishment
  
  
• 9
  Rates; factors in establishment
  
  
• 10
  Rates; prohibitions
  
  
• 11
  Policy forms; prohibitions
  
  
• 12
  Special risks; competition regarding rates and policy forms; order of commissioner
  
  
• 13
  Order from commissioner relative to compliance with standards.
  
  
• 14
  Premium for commercial line insurance; inducements; prohibition
  
  
• 15
  Rate in excess of rate filing; application; approval
  
  
• 16
  Rating system; statistical plan; rules and regulations; reports of experience
  
  
• 17
  Special risks; records; examination
  
  
• 18
  Rating organization; commercial lines insurance; applicable provisions of act
  
  
• 19
  False or misleading information to rating organization or commissioner
  
  
• 20
  Suspension of rating organization's license; notice; hearing; order of commissioner
  
  
• 21
  Advisory organization; filing; hearing
  
  
• 22
  Joint underwriting or joint reinsurance organization; filing; hearing
  
  
• 23
  Examination; advisory, joint underwriting or joint reinsurance organizations; costs
  
  
• 24
  Rates or rules; promise to use or adhere to; penalty
  
  
• 25
  Apportionment and rate modifications; agreements among insurers; approval
  
  
• 26
  Penalties; notice; hearing; suspension of licenses; certificate
  
  
• 27
  Commissioner's order; review
  
  
• 28
  Deputy commissioner; powers and duties
  
  
• 29
  Regulations; implementation and enforcement of act
  
  
• 30
  Commercial lines insurance; exemption from chapter 29A
  
  
• 31
  Monitoring implementation and effect of act; recommendations
  
  
• 32
  Approved rates and forms
  
  
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• Chapter 29B

• 1
  Declaration of purpose
  
  
• 2
  Definitions
  
  
• 3
  Unfair methods of competition or unfair acts or practices prohibited
  
  
• 4
  Unfair methods of competition, unfair, deceptive acts, practices, defined
  
  
• 4.1
  Certain homeowners' insurance inquiries not deemed as claim; violations, penalties.
  
  
• 5
  Power of commissioner
  
  
• 6
  Hearings, witnesses, appearances, production of books and service of process
  
  
• 7
  Cease and desist orders; penalties; modifications
  
  
• 8
  Judicial review of cease and desist orders
  
  
• 9
  Procedure as to unfair methods of competition and unfair or deceptive acts or practices which are not defined
  
  
• 10
  Intervenor; action to enjoin violations
  
  
• 11
  Penalty
  
  
• 12
  Provisions of act additional to existing laws
  
  
• 13
  Immunity from prosecution
  
  
• 14
  Separability provision
  
  
• 15
  Enforceability of insurance release, waiver of rights under certain circumstances.
  
  
• 16
  Definitions relative to victims of domestic violence.
  
  
• 17
  Prohibited insurance practices relative to victims of domestic violence.
  
  
• 18
  Complaints, penalties for violations.
  
  
• 19
  Rules, regulations.
  
  
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• Chapter 29C

• 1
  Policy provision; written notice
  
  
• 1.1
  Definitions relative to senior citizen insureds.
  
  
• 1.2
  Senior citizen insured to designate third party to receive copies of certain notices.
  
  
• 2
  Direction that specific provisions be included; exception
  
  
• 2.1
  Dangerous drivers
  
  
• 3
  Revocation of direction; duration of direction
  
  
• 4
  Reports from insurers; rules and regulations
  
  
• 4.1
  Return of unearned premiums; penalty
  
  
• 5
  County or municipal liability insurance; moratorium on cancellation
  
  
• 6
  Definitions
  
  
• 7
  Notice of cancellation; reasons.
  
  
• 7.1
  Refusal to renew, conditions
  
  
• 8
  Time for notice
  
  
• 9
  Intention not to renew, notice required.
  
  
• 10
  Written notice of cancellation or intention not to renew; effectiveness
  
  
• 11
  Cancellation or nonrenewal of automobile liability insurance; contents of notice
  
  
• 12
  Reason for cancellation; request
  
  
• 13
  Immunity from liability
  
  
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• Chapter 29D

• 1
  Rules, regulations for insurance plans; administration; requirements for automobile plan.
  
  
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• Chapter 29E

• 2
  Office of the Insurance Claims Ombudsman.
  
  
• 3
  Duties of ombudsman.
  
  
• 4
  Application for review of claims settlement; exemptions.
  
  
• 5
  Powers of ombudsman involving disputed claim.
  
  
• 6
  Refusal of ombudsman to investigate complaint; grounds.
  
  
• 7
  Maintenance of central registry of claims investigations; reports.
  
  
• 8
  Powers relative to trade, marketing practices.
  
  
• 9
  Insurer to establish internal appeals procedure.
  
  
• 10
  Form for filing complaints; recommendation of ombudsman.
  
  
• 11
  Publicizing of information pertaining to ombudsman.
  
  
• 12
  Confidentiality of information; privilege.
  
  
• 13
  Notification of disposition of claim; admissibility.
  
  
• 14
  Violations, penalties.
  
  
• 15
  Annual report to Governor, Legislature.
  
  
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• Chapter 30A

• 1
  Short title
  
  
• 2
  Payment of covered claims.
  
  
• 2.1
  Findings, declarations relative to automobile insurance and consolidation of operations.
  
  
• 2.2
  Findings, declarations relative to transfer, consolidation of "the workers' compensation security fund."
  
  
• 3
  Severability
  
  
• 4
  Construction of act; inconsistent laws
  
  
• 5
  Definitions relative to the Property-Liability Insurance Guaranty Association.
  
  
• 6
  New Jersey Property-Liability Insurance Guaranty Association.
  
  
• 6.1
  Transfer of functions, powers, duties to PLIGA.
  
  
• 7
  Board of directors
  
  
• 8
  Association's obligations, powers and duties.
  
  
• 9
  Plan of operation.
  
  
• 10
  Insolvent insurers; notices; revocation or suspension of certificate or authority.
  
  
• 11
  Subrogation; cooperation of claimant; settlement of claims; filing statements of claims paid; access to records.
  
  
• 12
  Recovery of covered claims, exhaustion of other sources.
  
  
• 13
  Examination of insurers possibly in financial condition hazardous to public; reports and recommendations on insolvency of insurers
  
  
• 14
  Examination and regulation by commissioner; financial report
  
  
• 15
  Exemption from fees and taxes
  
  
• 16
  Surcharges.
  
  
• 17
  Immunity from liability of persons acting under this law
  
  
• 18
  Stay of actions or set aside of judgments against insolvent insurers, certain.
  
  
• 19
  Termination of association as to kind of insurance with statutory or voluntary plan
  
  
• 20
  Prohibition of advertisement using association for purpose of sales or solicitation
  
  
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• Chapter 30B

• 1
  Short title
  
  
• 2
  Purpose; types of insurance, annuities and surety bonds to which act applicable
  
  
• 3
  Definitions
  
  
• 4
  Establishment; membership; immunity from liability for execution of powers and duties
  
  
• 5
  Powers
  
  
• 6
  Board of directors; treasurer; bonds
  
  
• 7
  Plan of operation; submission by directors; certification of approval; enactment by commissioner; amendments
  
  
• 8
  Joint underwriting association fund; assessment of members; exemption from fees and taxes
  
  
• 9
  Custodian; disbursements
  
  
• 10
  Surcharge on policies; credit to joint underwriting association fund of recovered moneys
  
  
• 11
  Statement; filing
  
  
• 12
  Examination by commissioner; hearings
  
  
• 13
  Annual reports of commissioner
  
  
• 14
  Powers of commissioner
  
  
• 15
  Severability
  
  
• 16
  Construction; supersedure of inconsistent laws
  
  
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• Chapter 30C

• 1
  Definitions
  
  
• 2
  Jurisdiction of delinquency proceedings
  
  
• 3
  Exclusive remedy--appeal
  
  
• 4
  Commencement of delinquency proceeding
  
  
• 5
  Injunctions
  
  
• 6
  Grounds for rehabilitation--domestic insurers
  
  
• 7
  Nature of rehabilitation order--termination of rehabilitation--domestic insurers
  
  
• 8
  Grounds for liquidation
  
  
• 9
  Order of liquidation--domestic insurers
  
  
• 10
  Order of liquidation--alien insurers
  
  
• 11
  Grounds for conservation--foreign insurers
  
  
• 12
  Grounds for conservation--alien insurers
  
  
• 13
  Conservation or ancillary receivership--foreign insurers
  
  
• 14
  Conservation or ancillary receivership--alien insurers
  
  
• 15
  Conduct of delinquency proceedings--domestic insurers
  
  
• 16
  Conduct of delinquency proceedings--foreign and alien insurers
  
  
• 17
  Deputies and assistants
  
  
• 18
  Claims of nonresidents against domestic insurers
  
  
• 19
  Claims against foreign insurers
  
  
• 20
  Form of claim--notice--hearing
  
  
• 21
  Priority of certain claims
  
  
• 22
  Attachment and garnishment of assets
  
  
• 23
  Uniform insurers liquidation act
  
  
• 24
  Borrowing on pledge of assets
  
  
• 25
  Voidable transfers
  
  
• 26
  Priority of claims for compensation
  
  
• 27
  Offsets
  
  
• 28
  Allowance of certain claims
  
  
• 29
  Allowance of secured claims
  
  
• 30
  Time to file the claims
  
  
• 31
  Proposal for disbursement of assets of insolvent companies; application for approval; notice of application
  
  
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• Chapter 30D

• 1
  Short title
  
  
• 2
  Purpose; application to medical malpractice liability insurance
  
  
• 3
  Definitions.
  
  
• 4
  Medical malpractice reinsurance association; creation; members; funds and reserves; accounts
  
  
• 5
  Powers and duties of association
  
  
• 6
  Temporary board of directors; powers and responsibilities
  
  
• 7
  Plan of operation; review and approval; certification; amendment.
  
  
• 8
  Insureds without availability of insurance; activation of association; designation of provider or direct basis insurance; acceptance of risks; noninterference with agents
  
  
• 9
  Medical malpractice reinsurance recovery fund; creation; purpose; contents; administration
  
  
• 10
  Additional premium charges on policies of medical malpractice liability insurance
  
  
• 11
  Recovery fund; custodian; disbursements; investment
  
  
• 12
  Rules and regulations; suspension or revocation of certificate of authority of insurer for noncompliance
  
  
• 13
  Emergency powers of commissioner upon activation of association; duration
  
  
• 14
  Severability
  
  
• 15
  Liberal construction
  
  
• 17
  Insurer to notify Medical Practitioner Review Panel of malpractice settlement, judgment, award.
  
  
• 18
  Conflicts of interest; violations; penalties.
  
  
• 19
  "Medical Malpractice Liability Insurance Purchasing Alliance;" definitions.
  
  
• 20
  Provisions concerning settlements of medical malpractice liability insurance policy.
  
  
• 21
  Offering of deductibles in medical malpractice liability insurance policy.
  
  
• 22
  Increase of premium prohibited, certain circumstances.
  
  
• 23
  Certification as to adequacy of rates.
  
  
• 24
  Mailing of notice of renewal, nonrenewal.
  
  
• 25
  Annual review of capitalization, reserve requirements.
  
  
• 26
  Option of installments for premium payments.
  
  
• 27
  Definitions relative to medical malpractice judgments; payment.
  
  
• 28
  Definitions relative to Medical Liability Insurance Premium Assistance Fund.
  
  
• 29
  Medical Malpractice Liability Insurance Premium Assistance Fund.
  
  
• 30
  Responsibilities of commissioner.
  
  
• 31
  Rules, regulations.
  
  
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• Chapter 30E

• 1
  Short title
  
  
• 2
  Purpose
  
  
• 3
  Definitions
  
  
• 4
  New Jersey automobile full insurance underwriting association; cessation of business in state by insurer
  
  
• 5
  Reconstituted board of directors; advisory boards
  
  
• 6
  Proposed plan of operation
  
  
• 6.1
  Association data bank
  
  
• 6.2
  Task force
  
  
• 7
  Powers and duties
  
  
• 8
  Sources of income
  
  
• 8.1
  Insufficient resources
  
  
• 9
  Qualified applicants
  
  
• 10
  Assignment of association business
  
  
• 11
  Schedule of commissions
  
  
• 12
  Servicing carrier
  
  
• 13
  Territorial base rates
  
  
• 13.1
  Collision, comprehensive coverage rates
  
  
• 14
  Procedures for voluntary coverage
  
  
• 15
  Mandatory coverage limits
  
  
• 16
  Hearing
  
  
• 17
  Suspension, revocation; penalties
  
  
• 17.1
  Violation by servicing carrier
  
  
• 18
  Annual report
  
  
• 18.1
  Examination
  
  
• 19
  Copy of plan of operation sent to Senate and General Assembly
  
  
• 20
  Regulations
  
  
• 21
  Recommendations regarding insurance coverage to commercial vehicles
  
  
• 22
  Payment of taxes
  
  
• 24
  Severability
  
  
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• Chapter 31

• 1
  Surety company as bondsman; premiums on official bonds
  
  
• 2
  Agreement for deposit of property by fiduciaries
  
  
• 3
  Qualifications for action as surety or guarantor
  
  
• 4
  Bond as lien on real estate
  
  
• 5
  Insurance commissioner's certificate of authority as evidence
  
  
• 6
  Sureties for auto club bail bonds
  
  
• 7
  Filing with Insurance Commissioner
  
  
• 8
  $500 maximum
  
  
• 9
  Surety discrimination ban
  
  
• 10
  Definitions relative to issuance of bail bonds by surety companies.
  
  
• 11
  Temporary suspension, fines, restoration.
  
  
• 12
  Deposit of amount of order or judgment on appeal.
  
  
• 13
  Registration by surety company of bail agent, agency.
  
  
• 14
  Construction of act relative to authority of the courts.
  
  
• 15
  Rules, regulations.
  
  
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• Chapter 32

• 2.1
  Waiving requirements for certain foreign insurers
  
  
• 1
  Transaction of business by foreign companies
  
  
• 2
  Prerequisites to admission
  
  
• 3
  Deposit company of foreign country
  
  
• 4
  Evidence of authority of foreign company
  
  
• 5
  Deposits by foreign surety companies; return
  
  
• 8
  Trustees of company of foreign country
  
  
• 9
  Power to hold real estate
  
  
• 10
  Compliance with subtitle necessary to recovery in court
  
  
• 13
  Surrender of certificate of authority; return of securities
  
  
• 14
  Revocation of authority to do business
  
  
• 15
  Retaliatory taxation of foreign insurers
  
  
• 16
  Remedial legislation; liberal construction
  
  
• 17
  Definitions
  
  
• 18
  Conditions for authority to transact business
  
  
• 19
  Transacting business of insurance; acts constituting
  
  
• 20
  Violations; institution of relief; process
  
  
• 21
  Nonapplicability of act.
  
  
• 22
  Partial invalidity
  
  
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• Chapter 33

• 1
  Fees
  
  
• 2
  Penalty for violation
  
  
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• Chapter 33A

• 1
  Short title
  
  
• 2
  Purpose of act
  
  
• 3
  Definitions.
  
  
• 4
  Violations
  
  
• 5
  Remedies; penalties; fund established
  
  
• 5.1
  Surcharge for insurance fraud.
  
  
• 6
  Statement on insurance claim forms
  
  
• 7
  Actions by insurance companies against violators
  
  
• 8
  Bureau of Fraud Deterrence.
  
  
• 9
  Alleged violations; civil liability; referrals; records.
  
  
• 10
  Subpena powers; violations by persons licensed by State.
  
  
• 11
  Handling of documents, records of investigations
  
  
• 12
  Regulations
  
  
• 13
  Annual report on activities and cost effectiveness
  
  
• 14
  Criminal prosecution
  
  
• 15
  Filing of plan for prevention, detection of fraudulent health, auto insurance claims
  
  
• 16
  Office of the Insurance Fraud Prosecutor.
  
  
• 17
  Appointment; transfer of personnel.
  
  
• 18
  Establishment of liaison between office, other departments; responsibilities.
  
  
• 19
  Duties of Insurance Fraud Prosecutor.
  
  
• 19.1
  Additional investigatory and prosecutorial authority, referral for criminal prosecution.
  
  
• 20
  Establishment of Statewide fraud enforcement policy.
  
  
• 21
  Standards of performance for Fraud Investigatory Section.
  
  
• 22
  Maintenance of data base; reporting of claims information.
  
  
• 23
  Access to information provided to Insurance Fraud Prosecutor.
  
  
• 24
  Additional duties of office; annual report.
  
  
• 25
  Recommendation for suspension, revocation of professional license.
  
  
• 26
  Restitution; seizure of assets.
  
  
• 27
  Specific goals, strategies.
  
  
• 28
  Application for reimbursement.
  
  
• 29
  Provision of information from accident report.
  
  
• 30
  Certification of amount allocable to office expenses.
  
  
• 31
  to 17:33A-34 relocated to 2C:21-4.4 to 2C:21-4.7
  
  
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• Chapter 33B

• 1
  Short title
  
  
• 2
  Findings, declarations
  
  
• 3
  Appointment of trustee; plan of operation; powers of trustee; annual report
  
  
• 4
  Liability under deferred payment plan
  
  
• 6
  Residual market equalization charges, or flat charges, no longer imposed after April 1, 1991
  
  
• 7
  Payment of premiums on installment basis
  
  
• 8
  Written notice needed for cancellation due to nonpayment of premium
  
  
• 9
  List of licensed insurance brokers; producer assignment program
  
  
• 10
  Payment of costs to State
  
  
• 11
  Market Transition Facility
  
  
• 11.1
  Payment of claim attributable to damages subject to deferred payment plan
  
  
• 12
  Charges under depopulation plan
  
  
• 13
  Definitions.
  
  
• 14
  Schedule of automobile insurance eligibility points.
  
  
• 14.1
  Speeding violations, certain; surcharge unaffected
  
  
• 15
  Provision of automobile insurance coverage by insurers.
  
  
• 16
  Declination; reasons for
  
  
• 17
  Procedures for resolving complaints
  
  
• 18
  Conditions of licensure.
  
  
• 19
  Suspension of obligation to issue policies due to unsafe, unsound financial condition
  
  
• 20
  Suspension of obligation because of danger of future unsafe, unsound financial condition
  
  
• 21
  Penalties for violation
  
  
• 22
  Automobile coverage if not qualified as "eligible person"
  
  
• 23
  Suspension of obligation to issue policies for insurer in unsafe or unsound financial condition
  
  
• 24
  Suspension of obligation to provide coverage if insurer's financial condition will become unsafe or unsound
  
  
• 25
  Refusal to issue or renew prohibited
  
  
• 26
  Refusal by insurer of coverage
  
  
• 27
  Suspension of obligation to issue policies for insurer in unsafe or unsound financial condition
  
  
• 28
  Suspension of obligation to issue policies if insurer's financial condition will become unsafe or unsound
  
  
• 29
  Temporary certificate of authority
  
  
• 30
  Out-of-State insurance company, surrender of certificate.
  
  
• 31
  Use of rating or advisory organization for collection, compilation and dissemination of historical data; factors for coverage; etc.
  
  
• 33
  Applicability; "renewal" defined
  
  
• 34
  Inspection of automobile
  
  
• 35
  Inspection before issuance of physical damage coverage.
  
  
• 36
  Damage; subsequent inspection; documentation of repairs
  
  
• 36.1
  Selection of auto body repair shop; notification form.
  
  
• 37
  Form, photographs for inspection
  
  
• 38
  Report of wrongdoing
  
  
• 39
  Penalty for violation
  
  
• 40
  Dissemination of information; exemption or deferral under certain circumstances
  
  
• 41
  Cancellation for nonpayment of premium; suspension of registration.
  
  
• 42
  Implementation of procedures or practices to control costs
  
  
• 43
  Structured settlement
  
  
• 44
  Reduction in base rates for use of anti-theft or safety devices
  
  
• 45
  Approved motor vehicle defensive driving course
  
  
• 45.1
  Rate reduction for automobile insurance after approved defensive driving course
  
  
• 48
  Storage expense not included
  
  
• 49
  Annual surtax on premiums, terms defined, revenues credited to New Jersey Automobile Insurance Guaranty Fund
  
  
• 50
  Adjustment of rate of surtax
  
  
• 51
  Private passenger automobile insurance policyholders not to pay surtax
  
  
• 52
  Exemption, abatement, deferral of surtax imposed on insurer pursuant to C.17:33B-49 if insurer is in unsafe or unsound financial condition
  
  
• 53
  Exemption, abatement, deferral of surtax imposed on insurer pursuant to C.17:33B-49 if result will be financial condition of insurer becoming unsafe or unsound
  
  
• 54
  Payment of exempted, abated, deferred surtax on insurer
  
  
• 55
  Exemption, abatement, deferral of payment of assessment if insurer is in unsafe or unsound financial condition
  
  
• 56
  Exemption, abatement, deferral if payment of assessment will result in insurer's financial condition becoming unsafe or unsound
  
  
• 57
  Exempted, abated, deferred assessment to be assessed against other member insurers
  
  
• 58
  $100 annual fee to be assessed by Board of Medical Examiners.
  
  
• 59
  $100 annual fee to be assessed by Board of Chiropractic Examiners
  
  
• 60
  $100 annual fee to be assessed by Board of Physical Therapy
  
  
• 61
  $100 annual assessment of auto body repair facilities
  
  
• 62
  $100 annual assessment of lawyers
  
  
• 63
  Additional registration fees; exemptions
  
  
• 64
  Findings, declarations relative to automobile insurance
  
  
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• Chapter 33C

• 1
  Definitions relative to automobile insurance urban enterprise zone program
  
  
• 2
  Automobile insurance urban enterprise zone program
  
  
• 3
  Standards for qualified insurer
  
  
• 4
  UEZ agents
  
  
• 5
  Study on effect of territorial rating caps; report
  
  
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• Chapter 35

• 1
  Application of article
  
  
• 2
  Incorporation
  
  
• 3
  Commencing business
  
  
• 4
  No new corporations after May 1, 1935; law applicable to corporations doing other business
  
  
• 5
  Return of securities to companies reincorporating under article
  
  
• 6
  Reserve or emergency fund
  
  
• 7
  Directors or trustees
  
  
• 8
  Annual report
  
  
• 9
  Examinations; inquiries
  
  
• 10
  Fixing fee, rates, etc.; evidence of notices
  
  
• 11
  Eligibility for insurance; insurable interest; assignment
  
  
• 12
  Reinsurance
  
  
• 13
  Provisions of policies or certificates; payment of loss
  
  
• 14
  Action to enjoin corporation from transacting further business
  
  
• 14.1
  Mutual life insurance company, conversion of assessment company into; requirements
  
  
• 14.2
  Reserves; policies in force at date of conversion; assessment rights cancelled
  
  
• 15
  Application of article
  
  
• 16
  Authorization to do business; requirements
  
  
• 17
  Certificates to agents
  
  
• 18
  Doing business without authority prohibited
  
  
• 19
  Annual report
  
  
• 20
  Examinations
  
  
• 21
  Inquiries concerning affairs
  
  
• 22
  Principal office and agent
  
  
• 23
  "Agent" defined; penalty for acting as agent without authority
  
  
• 24
  Revocation of authority
  
  
• 25
  Fees
  
  
• 26
  Policy or certificate forms, classification of risks and premiums or rates of contribution; filing with Commissioner; disapproval of forms, review
  
  
• 27
  Policy or certificate granting natural death benefit
  
  
• 28
  Policy or certificate granting sickness, bodily injury or accidental death benefits
  
  
• 29
  Policy or certificate requirements generally
  
  
• 30
  Reserve on policies or certificates granting natural death benefits
  
  
• 31
  Penalty for violations; revocation of certificate of authority
  
  
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• Chapter 35A

• 14
  Regulation; exemption from Uniform Securities Law
  
  
• Back to top

---

• Chapter 35C

• 1
  Definitions
  
  
• 2
  Contract provisions; regulations
  
  
• 3
  Prohibited provisions
  
  
• 4
  Preexisting condition; denial of claim
  
  
• 5
  Regulations
  
  
• 6
  Requirements for medicare supplement contract forms, rates
  
  
• 7
  Outline of coverage
  
  
• 8
  30-day examination period; refunds
  
  
• 9
  Application to hospital service corporations
  
  
• 10
  Applicability of C.17:35C-1 et seq.
  
  
• 11
  Filing of copy of advertising materials promoting medicare supplement contracts
  
  
• 12
  Penalties
  
  
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• Chapter 36

• 2
  Creation; application of; maintenance
  
  
• 5.15
  Required statements in policy; copy to be filed with commissioner
  
  
• 5.16
  Binders
  
  
• 5.17
  Combination form of fire policy; required provisions
  
  
• 5.18
  Space for listing certain items; other data; signatures
  
  
• 5.19
  Insured; perils insured against; amount of insurance; assignment, provision as to
  
  
• 5.20
  Standard provisions
  
  
• 5.20a
  Cancellation, non-renewal of homeowners insurance prohibited under certain circumstances
  
  
• 5.20b
  Certain commercial lines insurance risks, exclusion from requirements of standard fire policy.
  
  
• 5.21
  Other insurances; combination policies; premium, allocation of portion to fire insurance
  
  
• 5.22
  Endorsements; supplemental contracts; contracts; disapproval by commissioner
  
  
• 5.23
  Disapproval and other orders to be in writing
  
  
• 5.24
  Violation of regulation or order
  
  
• 5.25
  Provisions of act inapplicable to reinsurance and certain kinds of insurance
  
  
• 5.26
  Repeal
  
  
• 5.27
  Partial invalidity
  
  
• 5.28
  Authority to exclude loss or damage caused by nuclear reaction or radiation or radioactive contamination
  
  
• 5.29
  Domestic servants or household employees; coverage
  
  
• 5.30
  Insurers deemed admitted to transact workers' compensation insurance
  
  
• 5.31
  Information provided to policyholders by every fire, casualty insurer
  
  
• 5.32
  Penalties
  
  
• 5.33
  Definitions relative to homeowners insurance deductibles and premium rates.
  
  
• 5.34
  Uniform policy language concerning hurricane deductible.
  
  
• 5.35
  Expedited rate filing procedure, certain.
  
  
• 5.36
  Consumer information brochure on hurricane deductibles required for issuance of homeowners policy.
  
  
• 5.37
  Regulations.
  
  
• 5.38
  Earthquake damage endorsement, availability through homeowners' insurance policy.
  
  
• 5.39
  Earthquake damage endorsement, availability through commercial fire, extended coverage insurance policy.
  
  
• 5.40
  Immunity from liability for informing insureds of endorsement.
  
  
• 5.41
  Provision of notice to applicants, insureds.
  
  
• 6
  Furnishing proofs of loss
  
  
• 8
  Official certificate of search required
  
  
• 9
  Municipal ordinances authorized
  
  
• 10
  Payment of demolition costs, liens
  
  
• 11
  Resolution of agreement with owner to pay liens or costs in installments; authorization for payment of claim in full
  
  
• 12
  Priority of municipal claim; subordination to mortgage; limitation on liability of insurer; enforcement of lien under other law
  
  
• 13
  Fire insurance policies subject to act
  
  
• 14
  Definitions
  
  
• 15
  Release to and cooperation with authorized agency by insurer
  
  
• 16
  Belief by insurer fire loss due to other than accidental cause; notice and provision of material to county prosecutor; disposition
  
  
• 17
  Immunity from liability of insurer
  
  
• 18
  Disclosure of acquired information by authorized agency
  
  
• 19
  Right of insurer to receive information from authorized agency with respect to civil action
  
  
• 20
  Testimony in litigation by authorized agency or its personnel
  
  
• 21
  Violations; penalty; collection
  
  
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• Chapter 37

• 1
  Property mutual company may insure
  
  
• 2
  Retirement or surrender of advance premium notes
  
  
• 3
  Borrowing money
  
  
• 4
  Rewards
  
  
• 5
  Issuance of policies to others than the insured
  
  
• 6
  Limited liability of insured in certain companies
  
  
• 7
  Assessments
  
  
• 8
  Assessments required when liabilities of mutual fire insurer exceed assets
  
  
• 9
  Vice president; election; acting as president
  
  
• 10
  Tenure of directors of certain companies; cash payments
  
  
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• Chapter 37A

• 1
  Policy declaration for mandatory program of essential insurance
  
  
• 2
  Definitions
  
  
• 3
  Creation of association; membership
  
  
• 4
  Powers
  
  
• 5
  Board of directors; election or appointment
  
  
• 6
  Writings, expenses, profits and losses; participation by members
  
  
• 7
  Proposed plan of operation; provisions; review and approval; amendments; annual review
  
  
• 8
  Essential property insurance; application; contents; denial; appeal
  
  
• 9
  Ceding insurance to association
  
  
• 10
  Rates, rating plans and rating rules
  
  
• 11
  Appeal
  
  
• 12
  Orders of commissioner; review
  
  
• 13
  Reports of inspection
  
  
• 14
  Liability for statements in reports or communications
  
  
• 15
  Association's annual statement; contents, form
  
  
• 16
  Examination into affairs; hearings; expenses
  
  
• 18
  New Jersey insurance development fund; purpose; administration
  
  
• 19
  Privilege of doing business; surcharge upon premiums
  
  
• 20
  Establishment of fund; surcharge upon basic property insurance premiums; maximum
  
  
• 21
  Net value of fund; determination; amount
  
  
• 22
  Custodian of fund; disbursements; investments
  
  
• 23
  Insufficiency of fund to pay claims; appropriation
  
  
• 24
  Entry upon lands for examination
  
  
• 25
  Federal programs of reinsurance; participation
  
  
• 26
  Rules and regulations
  
  
• 27
  Reports from insurers concerning risks
  
  
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• Chapter 37B

• 1
  Findings, declarations
  
  
• 2
  Division of Property-Casualty Examination
  
  
• 3
  Additional duties of division
  
  
• 4
  Definitions
  
  
• 5
  Rules, regulations
  
  
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• Chapter 38

• 1.1
  Fraternal benefit society contracts; conformity with health insurance provisions
  
  
• 1.2
  Law applicable
  
  
• 13.12
  Effective date of act
  
  
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• Chapter 44B

• 1
  Definitions relative to fraternal benefit societies
  
  
• 2
  Fraternal benefit society
  
  
• 3
  Lodge system
  
  
• 4
  Representative form of government for society
  
  
• 5
  Purposes of society
  
  
• 6
  Specification of eligibility, admission, rights, etc.
  
  
• 7
  Location of principal office; reports
  
  
• 8
  Immunity of officers, members from personal liability
  
  
• 9
  Waiver of society's laws by subordinates prohibited
  
  
• 10
  Formation of domestic society
  
  
• 11
  Amendment of laws of domestic society
  
  
• 12
  Establishment of not-for-profit institutions
  
  
• 13
  Reinsurance agreement to cede risks
  
  
• 14
  Consolidation, merger
  
  
• 15
  Conversion to domestic mutual insurer
  
  
• 16
  Provision of contractual benefits
  
  
• 17
  Right to change beneficiary
  
  
• 18
  Issuance of certificate specifying amount of benefits
  
  
• 19
  Certificates issued in 1998, compliance with prior law; after 1998 requirements
  
  
• 20
  Investment of funds of society
  
  
• 21
  Holding, investment, disbursement of assets
  
  
• 22
  Societies governed by act
  
  
• 23
  Society declared charitable, benevolent institution
  
  
• 24
  Standards of valuation for certificates
  
  
• 25
  Filing of annual statement
  
  
• 26
  Authority to transact business, compliance with requirements of this act
  
  
• 27
  Societies subject to examination
  
  
• 28
  Licensing of foreign, alien society
  
  
• 29
  Domestic societies subject to C.17B:32-31 et seq.
  
  
• 30
  Deficiencies, notice of; corrections; remedies
  
  
• 31
  Application, petition for injunction by State
  
  
• 32
  Licensure of individual insurance producers; exemption for certain agents, member of fraternal benefits societies, conditions.
  
  
• 33
  Societies, agents subject to N.J.S.17B:30-1 et seq.
  
  
• 34
  Appointment of commissioner as attorney for foreign society
  
  
• 35
  Nonapplicability of act
  
  
• 36
  Violations, penalties
  
  
• 37
  Decisions, findings subject to review
  
  
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• Chapter 45

• 1
  Mutual benefit association defined
  
  
• 2
  Certificate of authority prerequisite to transacting business
  
  
• 3
  Prerequisites to issuance of certificate; time for qualifying
  
  
• 4
  Certificates; limitations; age limits; exceptions
  
  
• 5
  Provisions required in death benefit certificates
  
  
• 6
  Provisions required in accident and sick benefit certificates
  
  
• 7
  Certain provisions prohibited; fees
  
  
• 8
  Minimum guarantee fund; investment or deposit; replenishment
  
  
• 9
  Benefit fund; use; additions; transfer of excess
  
  
• 10
  Reserve fund; increases; amount annually certified to commissioner
  
  
• 11
  Expense fund; contracts for payment of fees; certain contracts prohibited; investments
  
  
• 12
  Annual statement; time for filing; extension; inquiries by commissioner
  
  
• 13
  Failure to file annual statement or answer inquiries; penalty; authority to cease on notice
  
  
• 14
  Examination of companies; expenses; expenses when association insolvent; gifts to authorities prohibited
  
  
• 16
  Fees to be paid by association
  
  
• 17
  Penalty for violation; recovery; misrepresentation by employee or agent a misdemeanor
  
  
• 18
  Chapter inapplicable to certain associations and companies
  
  
• 19
  Certificates issued under prior law continued; conditions
  
  
• 20
  Partial unconstitutionality; chapter void if section 17:45-18 invalid
  
  
• 21
  Chapter inapplicable to certain associations
  
  
• 22
  Death benefits payable notwithstanding section 17:45-21 or other laws
  
  
• 23
  Minimum assets
  
  
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• Chapter 45A

• 1
  Mutual benefit association defined
  
  
• 2
  Authorization to convert
  
  
• 3
  Method of conversion; contents of resolution
  
  
• 4
  Vote percentage required for approval; certificate to Commissioner of Banking and Insurance
  
  
• 5
  Issuance of certificate of authority upon certain findings by commissioner
  
  
• 6
  Date of existence as mutual life insurance company; effect
  
  
• 7
  Rights against association not affected by conversion; exception
  
  
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• Chapter 46A

• 1
  Short title
  
  
• 2
  Definitions.
  
  
• 3
  Capital, surplus and contingency reserve requirements.
  
  
• 4
  Limitations and restrictions for transacting business
  
  
• 5
  Rebates and commissions
  
  
• 7
  Financial statements
  
  
• 8
  Applicability of other laws
  
  
• 9
  Additional powers of commissioner
  
  
• 10
  Advertising
  
  
• 11
  Repeal
  
  
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• Chapter 46B

• 1
  Certain words defined
  
  
• 2
  Short title.
  
  
• 3
  Application of act
  
  
• 4
  Severability
  
  
• 5
  Compliance with act required
  
  
• 6
  Corporate form required
  
  
• 7
  Financial requirement
  
  
• 8
  Procedure when capital impaired
  
  
• 9
  Determination of insurability required
  
  
• 10
  Power to insure titles to real estate
  
  
• 10.1
  Maintenance of separate record of receipts, disbursements representing proceeds of real estate transactions.
  
  
• 11
  Prohibition upon guaranteeing mortgages and completion
  
  
• 12
  Prohibition against transacting other kinds of insurance; prohibition against other kinds of insurance companies transacting title insurance
  
  
• 13
  Prohibition against the practice of law
  
  
• 14
  Statutory premium reserve
  
  
• 15
  Amount of statutory premium reserve; release thereof
  
  
• 16
  Maintenance of the statutory premium reserve
  
  
• 17
  Use of the statutory premium reserve on liquidation, dissolution or insolvency
  
  
• 18
  Reserve for unpaid losses and loss expense
  
  
• 19
  Net retained liability
  
  
• 20
  Power to reinsure
  
  
• 21
  Minimum capital
  
  
• 22
  Funds in excess of minimum capital, other than statutory premium reserve
  
  
• 22.1
  Valuation of securities held by title insurance company; violations; penalties
  
  
• 23
  Statutory premium reserve
  
  
• 24
  Investments acquired before effective date
  
  
• 25
  Requisites for foreign and alien title insurance companies to do business
  
  
• 26
  Foreign and alien title insurance companies
  
  
• 27
  Mergers and consolidations of title insurance companies
  
  
• 30.1
  Licensure, permission to act as insurance producer for title insurance company
  
  
• 34
  Commissions; no right to pay
  
  
• 35
  Rebates or reduced fees
  
  
• 36
  Examination of records
  
  
• 37
  Additional penalty
  
  
• 38
  Permitted division of fees
  
  
• 39
  Personal or controlled insurance
  
  
• 40
  Enforcement
  
  
• 41
  General provisions
  
  
• 42
  Rate filing
  
  
• 43
  Justification for rates
  
  
• 44
  Proposing of rates
  
  
• 45
  Approval or disapproval of filings
  
  
• 46
  Title insurance rating organizations
  
  
• 47
  Deviations
  
  
• 48
  Appeal by minority
  
  
• 49
  Rate administration; authority and duties of commissioner; rules and regulations
  
  
• 50
  False or misleading information
  
  
• 51
  Penalties
  
  
• 52
  Hearing procedure
  
  
• 53
  Existing filings and hearings continued
  
  
• 54
  Forms of policies and other contracts of title insurance
  
  
• 55
  Annual statements of title insurance companies; form and content
  
  
• 56
  Records
  
  
• 58
  Examination of title insurance companies; when authorized or required
  
  
• 59
  Judicial review of commissioner's action
  
  
• 60
  Other sections applicable
  
  
• 61
  Repealer
  
  
• 62
  Effect of this act
  
  
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• Chapter 46C

• 1
  Short title
  
  
• 2
  Legislative declarations
  
  
• 3
  Definitions
  
  
• 4
  Certificate of authority; persons entitled to transact business without; necessity for other persons; application; fee; exemptions
  
  
• 5
  Conditions for issuance; order stating person provides legal insurance
  
  
• 6
  Policy or master policy; certificate of coverage; forms; rating system; approval; hearings
  
  
• 7
  Transaction of business of legal insurance along with any other business; segregated accounts
  
  
• 8
  Management contract; approval
  
  
• 9
  Annual report by insurers; exceptions
  
  
• 10
  Reserves
  
  
• 11
  Investments
  
  
• 12
  Regulation of trade practices
  
  
• 13
  Rules and regulations
  
  
• 14
  Commissions to nonlicensees and rebates; prohibition
  
  
• 15
  Examination of insurers; expenses; payment
  
  
• 16
  Report of violations of Code of Professional Responsibility
  
  
• 17
  Suspension or revocation
  
  
• 18
  Liquidation or dissolution
  
  
• 19
  Fees; payment
  
  
• 20
  Retaliatory tax provisions; application
  
  
• 21
  Applications, filings and reports as public documents; application of attorney-client privilege; validity of independent judgment of attorney
  
  
• 22
  Unauthorized insurers; submission to jurisdiction of state
  
  
• 23
  Application of Titles 17 and 17B to insurers authorized to transact business under Subtitle 3
  
  
• 24
  Titles 17 and 17B; application to orders or rules and regulations; inapplicability to insurer authorized under this act
  
  
• 25
  Violations; penalty; enforcement; expenses for enforcement of act; payment
  
  
• 26
  Person transacting business prior to effective date; application; continuance of operation
  
  
• 29
  Nonapplicability of authority of commissioner to discipline or regulation of attorneys
  
  
• 30
  Severability
  
  
• 31
  Liberal construction of act
  
  
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• Chapter 46D

• 1
  Hospital, medical benefits for pets
  
  
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• Chapter 47

• 2
  Classes of risks
  
  
• 3
  Declaration filed with commissioner
  
  
• 4
  Certificate of authority; examination of underwriters; renewal
  
  
• 5
  Additional or substituted underwriters
  
  
• 6
  Deposit by alien underwriters; exceptions
  
  
• 7
  Return of deposits
  
  
• 8
  Exposure to loss limited
  
  
• 9
  Certain other laws applicable
  
  
• 10
  Certain information furnished commissioner
  
  
• 11
  Revocation or suspension of certificate of authority
  
  
• 12
  Penalty for violations
  
  
• 13
  Exception to application of chapter
  
  
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• Chapter 47A

• 1
  Short title
  
  
• 2
  Definitions.
  
  
• 3
  Requirements for establishment of risk retention group
  
  
• 4
  Required submissions by foreign risk retention group
  
  
• 5
  Prohibitions for risk retention groups; taxation of premiums
  
  
• 6
  Additional information required
  
  
• 7
  Formation of purchasing group
  
  
• 8
  Prohibitions for purchasing group; taxation of premiums
  
  
• 9
  Noneligibility for membership
  
  
• 10
  License as insurance producer required
  
  
• 11
  Fines, penalties
  
  
• 12
  Rules, regulations
  
  
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• Chapter 47B

• 1
  Definitions relative to captive insurers.
  
  
• 2
  Application by captive insurance company for license.
  
  
• 3
  Conditions for issuance of license.
  
  
• 4
  Approval required for payment of dividend.
  
  
• 5
  Incorporation, organization of captive insurance company.
  
  
• 6
  Report of financial condition of captive insurance company.
  
  
• 7
  Visit, inspection, examination.
  
  
• 8
  Suspension, revocation of license.
  
  
• 9
  Compliance with investment requirements.
  
  
• 10
  Provision of reinsurance on risks ceded by other insurers.
  
  
• 11
  Regulations relative to captive insurance company.
  
  
• 12
  Taxes paid by captive insurance company.
  
  
• 13
  "Captive Insurance Regulation and Supervision Fund."
  
  
• 14
  Applicability of C.17:30C-1 et seq.
  
  
• 15
  Rules.
  
  
• 16
  Conversion, merger into reciprocal insurer.
  
  
• 17
  Sponsored captive insurance company.
  
  
• 18
  Regulations relative to risk retention group.
  
  
• 19
  No cause of action, imposition of liability against the commissioner.
  
  
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• Chapter 48

• 1
  Definitions
  
  
• 1.1
  Hospital services for dental services
  
  
• 1.2
  Application
  
  
• 1.3
  Convalescent in registered nursing homes
  
  
• 1.4
  Application
  
  
• 1.5
  Health care services by voluntary visiting nurse organizations
  
  
• 1.6
  Application
  
  
• 1.7
  Additional powers; contract benefits; disapproval by commissioner; review
  
  
• 2
  Operation as non-profit corporation; who may operate hospital service plan; certificate of authority
  
  
• 2.1
  Hospital service corporation merger procedure
  
  
• 3
  Issuance of certificate of authority; conditions and requirements; alteration or amendment of certificate
  
  
• 4
  Applications for hospital service contracts as condition precedent to issuance of certificate of authority
  
  
• 5
  Filing copy of certificate of incorporation; qualification of directors
  
  
• 6
  Contracts; certificates; contents.
  
  
• 6a
  Benefits for treatment of alcoholism
  
  
• 6b
  Benefits for reconstructive breast surgery
  
  
• 6c
  Hospital service contracts
  
  
• 6d
  Benefits for blood products, blood infusion equipment
  
  
• 6e
  Hospital service corporation insurance benefits for preexisting condition
  
  
• 6f
  Hospital service corporation to pay benefits for treatment of Wilm's tumor
  
  
• 6g
  Hospital service corporation contract, mammogram examination benefits.
  
  
• 6h
  Hospital service corporation, benefits for "off-label" drugs required
  
  
• 6i
  Hospital service corporation, benefits of health promotion
  
  
• 6j
  Requirements for hospital service corporation providing benefits for pharmacy services.
  
  
• 6k
  Benefits for certain cancer treatments
  
  
• 6l
  Coverage for birth and natal care; hospital service corporation
  
  
• 6m
  Hospital service corporation contracts, child screening, blood lead, hearing loss; immunizations.
  
  
• 6n
  Coverage for diabetes treatment by individual, group hospital service corporation
  
  
• 6o
  Hospital service corporation contract, Pap smear benefits
  
  
• 6p
  Hospital service corporation contract, prostate cancer testing
  
  
• 6q
  Coverage for minimum inpatient care following mastectomy by individual, group hospital service corporation
  
  
• 6r
  Applicability of Health Care Quality Act
  
  
• 6s
  Coverage for treatment of inherited metabolic diseases by hospital service corporation.
  
  
• 6t
  Coverage for treatment of domestic violence injuries by hospital service corporation.
  
  
• 6u
  Coverage for certain dental procedures for the severely disabled or child age five or under by hospital service corporation
  
  
• 6v
  Hospital service corporation to provide coverage for biologically-based mental illness.
  
  
• 6w
  Coverage for hemophilia services by hospital service corporations
  
  
• 6x
  Hospital service corporation to provide coverage for treatment of infertility.
  
  
• 6y
  Hospital service corporation to provide coverage for colorectal cancer screening.
  
  
• 6z
  Hospital service corporation prescription drug plans to cover certain infant formulas.
  
  
• 6aa
  Contracts issued under C.17:48-1 et seq. required to cover certain out-of-network services.
  
  
• 6bb
  Hospital service corporation to offer coverage for domestic partner.
  
  
• 6cc
  Hospital service corporation, high deductible, coverage for preventive care.
  
  
• 6dd
  Hospital service corporation, high deductible, deductible inapplicable, certain circumstances.
  
  
• 6ee
  Hospital service corporation, coverage for prescription female contraceptives.
  
  
• 6ff
  Hospital service corporation to provide benefits for orthotic and prosthetic appliances.
  
  
• 6gg
  Hospital service corporation to provide coverage for hearing aids for certain persons aged 15 or younger.
  
  
• 6hh
  Hospital service corporation to provide installment payments to obstetrical provider for maternity services.
  
  
• 6ii
  Hospital service corporation to provide benefits for treatment of autism or other developmental disability.
  
  
• 6.1
  Group contracts issued by hospital service corporation.
  
  
• 6.2
  Provisions applicable to group contracts; subscriber defined
  
  
• 6.3
  Group contract form
  
  
• 6.4
  Participation agreements
  
  
• 6.5
  Schedule of rates
  
  
• 6.6
  Combined hospital-medical contracts
  
  
• 6.7
  Review of determinations of commissioner of banking and insurance
  
  
• 6.8
  Review of practices, rules and procedures of hospital service corporation
  
  
• 6.9
  Adjustment of rates; experience rating formulas; approval
  
  
• 6.10
  Definitions
  
  
• 6.11
  Group contract or individual group certificate; total disability of employee or member; continuation of coverage; conditions
  
  
• 6.12
  Inapplicability of act if insurer not have right to terminate contract or certificate without consent of insured
  
  
• 6.13
  Hospital service corporation to offer basic health care contracts
  
  
• 6.14
  Basic health care contract; provisions
  
  
• 6.15
  Coverage provided by hospital service corporation for subscriber's child
  
  
• 6.16
  Requirements applicable to State Medicaid
  
  
• 6.17
  Eligibility for enrollment in hospital service corporation
  
  
• 6.18
  Hospital service corporation contract, exclusion, rates, terms based on genetic information prohibited
  
  
• 6.19
  Coverage for certain dependents until age 31 by hospital service corporation.
  
  
• 7
  Health care facilities eligible for contracts; approval of rates of payment
  
  
• 8
  Filing of copy of contract or certificate and applications, etc., with commissioner; disapproval
  
  
• 8.1
  Hospital service corporation contract; compliance
  
  
• 8.2
  Filing of contract or related form
  
  
• 8.3
  Contract forms; certification memorandum
  
  
• 8.4
  Hospital service corporation to receive, transmit transactions electronically; standards.
  
  
• 9
  Schedule of rates; filing; disapproval by Commissioner
  
  
• 10
  Solicitation and administrative expenses; investment of funds; surplus
  
  
• 11
  Statement of financial condition; inquiries by Commissioner; penalties
  
  
• 12
  Examination of assets and liabilities and affairs; expenses; duty to exhibit books, records and accounts
  
  
• 14
  Fees
  
  
• 15
  Violations of Act; penalties; enforcement
  
  
• 16
  Disputes between corporation and hospitals; review
  
  
• 17
  Application of chapter
  
  
• 18
  Corporation as charitable and benevolent institution; exemption from taxation
  
  
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• Chapter 48A

• 1
  Definitions; liability for medical services
  
  
• 2
  Nonprofit corporation; trustees and physicians; who may operate medical service plan; certificate of authority
  
  
• 2.1
  Medical service corporation merger procedure
  
  
• 3
  Issuance of certificate of authority; amendment; counties affected
  
  
• 4
  Corporate funds required
  
  
• 5
  Subscription contracts.
  
  
• 6
  Written contracts required; subscription certificates
  
  
• 6.1
  Elective surgery; definitions
  
  
• 6.2
  Second surgical opinion program
  
  
• 6.3
  Payment for second surgical opinion
  
  
• 6.4
  Third surgical opinion
  
  
• 6.5
  Second opinion exclusions
  
  
• 6.6
  Physicians furnishing opinion and performing surgical procedure; payment
  
  
• 6.7
  Application
  
  
• 6.8
  Medical service corporations to offer basic health care contracts
  
  
• 6.9
  Basic health care contract; provisions
  
  
• 6.10
  Eligibility for enrollment in medical service corporation
  
  
• 6.11
  Medical service corporation contract, exclusion, rates, terms based on genetic information prohibited.
  
  
• 7
  Formal requirements for subscription certificates
  
  
• 7a
  Treatment of alcoholism; benefits
  
  
• 7b
  Reconstructive breast surgery; benefits
  
  
• 7c
  Medical service contracts
  
  
• 7d
  Medical service corporation insurance benefits for preexisting condition
  
  
• 7e
  Medical service corporation to pay benefits for treatment of Wilm's tumor
  
  
• 7f
  Medical service corporation contract, mammogram examination benefits.
  
  
• 7g
  Medical service corporation, benefits for "off-label" drugs required
  
  
• 7h
  Medical service corporation, benefits for health promotion
  
  
• 7i
  Requirements for medical service corporation providing benefits for pharmacy services.
  
  
• 7j
  Benefits for certain cancer treatments
  
  
• 7k
  Coverage for birth and natal care; medical service corporation
  
  
• 7l
  Coverage for diabetes treatment by individual, group medical service corporation
  
  
• 7m
  Medical service corporation contract, Pap smear benefits
  
  
• 7n
  Medical service corporation contract, prostate cancer testing
  
  
• 7o
  Coverage for minimum inpatient care following mastectomy by individual, group medical service corporation
  
  
• 7p
  Applicability of Health Care Quality Act
  
  
• 7q
  Coverage for treatment of inherited metabolic diseases by medical service corporation.
  
  
• 7r
  Medical service corporation to cover certain audiology, speech-language pathology services.
  
  
• 7s
  Coverage for treatment of domestic violence injuries by medical service corporation.
  
  
• 7t
  Coverage for certain dental procedures for the severely disabled or child age five or under by medical service corporation
  
  
• 7u
  Medical service corporation to provide coverage for biologically-based mental illness.
  
  
• 7v
  Coverage for hemophilia services by medical services corporation
  
  
• 7w
  Medical service corporation to provide coverage for treatment of infertility.
  
  
• 7x
  Medical service corporation to provide coverage for colorectal cancer screening.
  
  
• 7y
  Medical service corporation prescription drug plans to cover certain infant formulas.
  
  
• 7z
  Contract issued under C.17:48A-1 et seq. required to cover certain out-of-network services.
  
  
• 7aa
  Medical service corporation to offer coverage for domestic partner.
  
  
• 7bb
  Medical service corporation, coverage for prescription female contraceptives.
  
  
• 7cc
  Medical service corporation to provide benefits for orthotic and prosthetic appliances.
  
  
• 7dd
  Medical service corporation to provide coverage for hearing aids for certain persons aged 15 or younger.
  
  
• 7ee
  Individual, group medical service corporation to provide installment payments to obstetrical provider for maternity services.
  
  
• 7ff
  Medical service corporation to provide benefits for treatment of autism or other developmental disability.
  
  
• 7.1
  Group contracts; issuance; description; benefits; employees defined.
  
  
• 7.2
  Provisions applicable to group contracts
  
  
• 7.3
  Group contract form
  
  
• 7.4
  Participation agreements
  
  
• 7.5
  Schedule of rates
  
  
• 7.6
  Combined hospital-medical contract
  
  
• 7.7
  Review of determinations of commissioner of banking and insurance
  
  
• 7.8
  Review of practices, rules and procedures of medical service corporations
  
  
• 7.9
  Adjustment of rates; experience rating formula; approval
  
  
• 7.10
  Coverage provided by medical service corporation for subscriber's child
  
  
• 7.11
  Requirements applicable to State Medicaid
  
  
• 7.12
  Medical service corporation to receive, transmit transactions electronically; standards.
  
  
• 7.13
  Coverage for certain dependents until age 31 by medical service corporation.
  
  
• 8
  Participating physicians; payments for medical services
  
  
• 9
  Filing form of subscription certificate, etc.; disapproval by commissioner
  
  
• 9.1
  Medical service corporation contract; compliance
  
  
• 9.2
  Filing of contract or related forms
  
  
• 9.3
  Contract forms; certification memorandum
  
  
• 10
  Schedule of rates; filing, disapproval
  
  
• 11
  Agreements with physicians; approval of payments; corporate records
  
  
• 12
  Expenditures in soliciting subscribers
  
  
• 13
  Administrative expenses
  
  
• 14
  Investments; surplus
  
  
• 15
  Statement of financial condition; inquiries by commissioner
  
  
• 16
  Failure to file statement or answer inquiries; penalty
  
  
• 17
  Examination of assets and affairs; assistants
  
  
• 18
  Expense of examination; gifts, etc., to departmental employees
  
  
• 19
  Exhibition of records and accounts; examinations under oath
  
  
• 21
  Fees
  
  
• 22
  Violations of chapter; penalty and recovery thereof; misdemeanors
  
  
• 23
  Grants for needy persons
  
  
• 24
  Corporation as charitable and benevolent institution; tax exemption
  
  
• 25
  Partial invalidity
  
  
• 26
  Podiatrist, services performed by.
  
  
• 27
  Bio-analytical laboratory, services performed by
  
  
• 28
  Dentists, services performed by
  
  
• 28.1
  Policies providing for reimbursement of services of dentist; additional applicable provisions
  
  
• 28.2
  Application of act to contracts with reservation of right to change premium
  
  
• 29
  Optometrist, services performed by
  
  
• 30
  Psychologist, services performed by
  
  
• 31
  Physical therapist, services performed by
  
  
• 32
  Chiropractors; authorization for payment for diagnostic X-rays; inclusion in act as physician licensed to practice medicine or surgery; liberal construction
  
  
• 33
  Chiropractors, services performed by
  
  
• 34
  Nurse-midwives, services performed by
  
  
• 35
  Services provided by registered professional nurse; benefits
  
  
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• Chapter 48B

• 1
  Additional powers
  
  
• 2
  Rules and regulations
  
  
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• Chapter 48C

• 1
  Objects and purposes
  
  
• 2
  Definitions
  
  
• 3
  Nonprofit corporation; restrictions as to methods of diagnosis and treatment; dissolution
  
  
• 4
  Certificate of authority; application; issuance; amendment
  
  
• 4.1
  Supplying administrative services by dental service corporation
  
  
• 5
  Standards in reviewing application
  
  
• 6
  Board of trustees; membership; chairman
  
  
• 7
  Contracts; provisions
  
  
• 8
  Written contracts required; subscription certificate; provisions required
  
  
• 8.1
  Dental service corporation to receive, transmit transactions electronically.
  
  
• 8.2
  Dental service corporation to offer coverage for domestic partner.
  
  
• 8.3
  Payment of out-of-network benefits by dental service corporation.
  
  
• 9
  Additional payments by subscribers
  
  
• 10
  Liability of corporation for injuries
  
  
• 11
  Formal requirements for subscription certificates
  
  
• 12
  Participating dentists; payments for dental services
  
  
• 13
  Filing form of subscription certificate; disapproval
  
  
• 14
  Schedule of rates; filing; disapproval
  
  
• 15
  Agreements with dentists; approval of payments; corporate records
  
  
• 16
  Group contract; description; benefits; "employees" defined
  
  
• 17
  Application of act to group contracts; "subscriber" defined
  
  
• 18
  Written group contracts required; provisions; additional payment
  
  
• 18.1
  Alternative dental coverage; original coverage restricted to limited number of providers
  
  
• 18.2
  Employer contribution
  
  
• 18.3
  Rules and regulations
  
  
• 19.1
  Adjustment of rate of premium for dental service corporations, certain circumstances.
  
  
• 20
  Agreements for participation with other corporations for issuance of group contracts.
  
  
• 21
  Experience rates required; filing; disapproval
  
  
• 22
  Practices, rules and procedures subject to review; orders; disapproval; judicial review
  
  
• 23
  Fees
  
  
• 24
  Disbursements by corporation
  
  
• 25
  Investments; surplus
  
  
• 26
  Statement of financial condition; inquiries by commissioner
  
  
• 27
  Failure to file statement or answer inquiries; penalty
  
  
• 28
  Examination of assets and affairs
  
  
• 30
  Violations of chapter; penalty and recovery thereof; misdemeanors
  
  
• 31
  Grants or allocation of funds
  
  
• 32
  Corporation as charitable and benevolent institution; tax exemption
  
  
• 33
  Partial invalidity
  
  
• 34
  Application of act
  
  
• 35
  Liberal construction
  
  
• 36
  Short title
  
  
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• Chapter 48D

• 1
  Title of act
  
  
• 2
  Definitions.
  
  
• 3
  Application for certificate of authority.
  
  
• 3.1
  Consultants
  
  
• 3.2
  Fiduciary capacity of consultants; compensation
  
  
• 3.3
  Report regarding finders
  
  
• 4
  Notice of modification of information.
  
  
• 5
  Conditions for issuance; notice of disapproval.
  
  
• 6
  General surplus of plan
  
  
• 7
  Special contingent surplus for organizations using more than 20 full-time dentists
  
  
• 8
  Fidelity bonding of officers, etc., malpractice insurance of dentists.
  
  
• 9
  Evidence of coverage.
  
  
• 9.1
  Alternative dental coverage; original coverage restricted to limited number of providers
  
  
• 9.2
  Employer contribution
  
  
• 9.3
  Rules and regulations
  
  
• 9.4
  Dental plan organization to receive, transmit transactions electronically.
  
  
• 9.5
  Dental plan organization to offer coverage for domestic partner.
  
  
• 9.6
  Payment of out-of-network benefits by dental plan organization.
  
  
• 10
  Schedule of premiums, approval by commissioner; establishment of premiums.
  
  
• 11
  Books, records; examination, inspection by commissioner.
  
  
• 12
  Complaint system, records.
  
  
• 13
  Annual report; filing; forms.
  
  
• 14
  Percentage of premiums used for payments.
  
  
• 15
  False or misleading advertising; enforcement.
  
  
• 16
  Suspension, revocation of certificate of authority.
  
  
• 17
  Cease and desist orders
  
  
• 18
  Violations; civil penalty.
  
  
• 20
  Applications, filings and reports treated as public documents
  
  
• 21
  Confidentiality of diagnostic, treatment information.
  
  
• 23
  Rules and regulations
  
  
• 24
  Severability
  
  
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• Chapter 48E

• 1
  Definitions.
  
  
• 2
  Establishment of health service corporation
  
  
• 3
  Health service corporations
  
  
• 4
  Certificate of authority
  
  
• 5
  Merger procedure
  
  
• 6
  Board of health service corporation formed through merger
  
  
• 7
  Board of directors of health service corporation
  
  
• 8
  Vacancy procedure
  
  
• 9
  Executive committee
  
  
• 10
  Agreements with service providers
  
  
• 10.1
  Health service corporation to receive, transmit transactions electronically; standards.
  
  
• 10.2
  Payment of out-of-network dental benefits by health service corporation.
  
  
• 11
  Professional Advisory Committee
  
  
• 12
  Eligible providers' services.
  
  
• 13
  Approval of forms
  
  
• 13.1
  Health service corporation contract; compliance
  
  
• 13.2
  Filing of contract or related form
  
  
• 13.3
  Contract forms; certification memorandum
  
  
• 14
  Individual contract requirements
  
  
• 15
  Classification permitted
  
  
• 15.1
  Eligibility for enrollment in health service corporation
  
  
• 15.2
  Health service corporation contract, exclusion, rates, terms based on genetic information prohibited
  
  
• 16
  Joint ventures
  
  
• 17
  Expense limits; investments; administrative services
  
  
• 17.1
  Two special contingent surplus accounts
  
  
• 17.2
  Special contingent surplus required for health service corporation
  
  
• 18
  Annual contract, renewal; family coverage
  
  
• 19
  Provisions of subscription certificates
  
  
• 20
  Coverage for newborn child
  
  
• 21
  Coverage for former spouse
  
  
• 22
  Coverage for child with intellectual disability, physical handicap.
  
  
• 22.1
  Health service corporations to offer basic health care contracts
  
  
• 22.2
  Provisions of basic health care contract
  
  
• 23
  Group contracts
  
  
• 24
  Provisions of group contract forms
  
  
• 25
  "Employee" coverage
  
  
• 26
  Experience rating
  
  
• 27
  Rate schedule filing
  
  
• 27.1
  Individual contract rate changes
  
  
• 28
  Group coverage for newborn child
  
  
• 29
  Nongroup coverage for former spouse
  
  
• 30
  Group coverage for child with intellectual disability, physical handicap.
  
  
• 30.1
  Coverage for certain dependents until age 31 by health service corporation.
  
  
• 31
  Family coverage after member's death
  
  
• 32
  Continuation of coverage for totally disabled
  
  
• 32.1
  Coverage provided by health service corporation for subscriber's child
  
  
• 32.2
  Requirements applicable to State Medicaid
  
  
• 33
  Second, third surgical opinions
  
  
• 34
  Alcoholism treatment benefits
  
  
• 35
  Reconstructive breast surgery benefits
  
  
• 35.1
  Benefits for home treatment of hemophilia
  
  
• 35.2
  Health service corporation insurance benefits for preexisting condition
  
  
• 35.3
  Health service corporation to pay benefits for treatment of Wilm's tumor
  
  
• 35.4
  Health service corporation contract, mammogram examination benefits.
  
  
• 35.5
  Health service corporation, benefits for "off-label" drugs required
  
  
• 35.6
  Health service corporation, benefits for health promotion
  
  
• 35.7
  Requirements for health service corporation providing benefits for pharmacy services.
  
  
• 35.8
  Benefits for certain cancer treatments
  
  
• 35.9
  Coverage for birth and natal care; health service corporation
  
  
• 35.10
  Health service corporation contracts, child screening, blood lead, hearing loss; immunizations.
  
  
• 35.11
  Coverage for diabetes treatment by individual group health service corporation
  
  
• 35.12
  Health service corporation contract, Pap smear benefits
  
  
• 35.13
  Health service corporation contract, prostate cancer testing
  
  
• 35.14
  Coverage for minimum inpatient care following mastectomy by individual, group health service corporation
  
  
• 35.15
  Applicability of Health Care Quality Act
  
  
• 35.16
  Coverage for treatment of inherited metabolic diseases by health service corporation.
  
  
• 35.17
  Health service corporation to cover certain audiology, speech-language pathology services.
  
  
• 35.18
  Coverage for treatment of domestic violence injuries by health service corporation.
  
  
• 35.19
  Coverage for certain dental procedures for the severely disabled or child age five or under by health service corporation
  
  
• 35.20
  Health service corporation to provide coverage for biologically-based mental illness.
  
  
• 35.21
  Coverage for hemophilia services by health service corporation
  
  
• 35.22
  Health service corporation to provide coverage for treatment of infertility.
  
  
• 35.23
  Health service corporation to provide coverage for colorectal cancer screening.
  
  
• 35.24
  Health service corporation prescription drug plans to cover certain infant formulas.
  
  
• 35.25
  Contract issued under C.17:48E-1 et seq. required to cover certain out-of-network services.
  
  
• 35.26
  Health service corporation to offer coverage for domestic partner.
  
  
• 35.27
  Health service corporation, high deductible, coverage for preventive care.
  
  
• 35.28
  Health service corporation, high deductible, deductible inapplicable, certain circumstances.
  
  
• 35.29
  Health service corporation, coverage for prescription female contraceptives.
  
  
• 35.30
  Health service corporation to provide benefits for orthotic and prosthetic appliances.
  
  
• 35.31
  Health service corporation to provide coverage for hearing aids for certain persons aged 15 or younger.
  
  
• 35.32
  Individual, group health service corporation to provide installment payments to obstetrical provider for maternity services.
  
  
• 35.33
  Health service corporation to provide benefits for treatment of autism or other developmental disability.
  
  
• 36
  Annual financial statement
  
  
• 37
  Examination authority
  
  
• 38
  Fee schedule
  
  
• 39
  Penalties for violations
  
  
• 41
  Health service corporation, exemption from taxes
  
  
• 42
  For-profit corporations excluded
  
  
• 43
  Subject to review
  
  
• 44
  Rules, regulations
  
  
• 45
  Definitions relative to conversion
  
  
• 46
  Conversion of health service corporation to domestic mutual insurer
  
  
• 47
  Filing, approval of conversion plan
  
  
• 48
  Directors and officers, terms
  
  
• 49
  Definitions relative to conversion of health service corporation to domestic stock insurer.
  
  
• 50
  Procedure for conversion.
  
  
• 51
  Filing of application.
  
  
• 52
  Approval of plan, certificate of authority.
  
  
• 53
  Issuance of subsequent order.
  
  
• 54
  Transfer of fair market value.
  
  
• 55
  Continuation of health service corporation.
  
  
• 56
  Conversion of policies.
  
  
• 57
  Receipt of compensation contingent upon approval of plan prohibited.
  
  
• 58
  Documents considered public records; exceptions.
  
  
• 59
  Conversion effective; conditions.
  
  
• 60
  Abandonment, amendment of plan of conversion.
  
  
• 61
  Directors, officers continue to serve.
  
  
• 62
  Participation of Attorney General.
  
  
• 63
  Orders, rules, regulations.
  
  
• 64
  Construction of act.
  
  
• 65
  Requirements prior to action constituting material change in form.
  
  
• 66
  Notification of action constituting material change in form, procedure.
  
  
• 67
  Petition for review of foundation plan.
  
  
• 68
  Health Service Corporation Conversion Temporary Advisory Commission; board of directors of foundation.
  
  
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• Chapter 48F

• 1
  Definitions relative to prepaid prescription service organizations.
  
  
• 2
  Prepaid prescription service organization, certificate of authority.
  
  
• 3
  Application for certificate of authority, requirements.
  
  
• 4
  Review of application.
  
  
• 5
  Modification of matter, document, filing required; fixing of charges; filing of benefits offered.
  
  
• 6
  Filing for approval by other insurers, etc.
  
  
• 7
  Rights of prepaid prescription service organization.
  
  
• 8
  Contract for provision of services.
  
  
• 9
  Issuance of evidence of coverage.
  
  
• 10
  Prepaid prescription service organization deemed domestic insurer.
  
  
• 11
  Complaint system established.
  
  
• 12
  Examination by commissioner.
  
  
• 13
  Terms, conditions required in contracts.
  
  
• 13.1
  Prepaid prescription service organization to receive, transmit transactions electronically; standards.
  
  
• 13.2
  Prepaid prescription service organization, coverage for prescription female contraceptives.
  
  
• 14
  Maintenance of tangible net equity.
  
  
• 15
  Deposit of case, securities; net worth requirement.
  
  
• 16
  Maintenance of fidelity bond.
  
  
• 17
  Annual report.
  
  
• 18
  Suspension, revocation of certificate of authority.
  
  
• 19
  Notification of suspension, revocation of certificate of authority.
  
  
• 20
  Maintenance of insurance to cover insolvency.
  
  
• 21
  Rehabilitation, liquidation, conservation of prepaid prescription service organization.
  
  
• 22
  Order of rehabilitation.
  
  
• 23
  Providers enjoined from billing enrollees, beneficiaries under order of rehabilitation.
  
  
• 24
  Inapplicability of C.17B:32A-1 et seq.
  
  
• 25
  Application, examination fees.
  
  
• 26
  Violations; penalties.
  
  
• 27
  Cease and desist order; injunctive relief.
  
  
• 28
  Confidentiality of data, information.
  
  
• 29
  Rules, regulations.
  
  
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• Chapter 48G

• 1
  Definitions relative to dental decision regulation.
  
  
• 2
  Dental decisions made by insurer.
  
  
• 3
  Dental decisions made by third party administrator.
  
  
• 4
  Inapplicability of act relative to certain decisions of insurers, third party administrators.
  
  
• 5
  Applicability of act to dental decisions.
  
  
• 6
  Construction of act relative to board.
  
  
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• Chapter 48H

• 1
  Definitions relative to organized delivery systems for health care services, benefits
  
  
• 2
  Certification, licensure, required
  
  
• 3
  Application for certification
  
  
• 4
  Form, contents of application
  
  
• 5
  Review of application
  
  
• 6
  Notice of change, modification
  
  
• 7
  Suspension, revocation of certification, grounds
  
  
• 8
  Notification of grounds for suspension, revocation of certification
  
  
• 9
  Fees
  
  
• 10
  Civil administrative penalty
  
  
• 11
  Application for licensure
  
  
• 12
  Form, contents of application
  
  
• 13
  Review of application
  
  
• 14
  Notice of change, modification
  
  
• 15
  Services provided by licensed organized delivery system
  
  
• 16
  Treatment of organized delivery system as domestic insurer
  
  
• 17
  Examination of licensed organized delivery system
  
  
• 18
  Contracts with providers, mandatory terms
  
  
• 19
  Minimum net worth
  
  
• 20
  Deposit of cash, securities
  
  
• 21
  Maintenance of fidelity bond
  
  
• 22
  Annual report
  
  
• 23
  Suspension, revocation of license, grounds
  
  
• 24
  Notification of grounds for suspension, revocation of license
  
  
• 25
  Plan for insolvency, insurance
  
  
• 26
  Rehabilitation, liquidation, conservation of licensed organized delivery system
  
  
• 27
  Licensed organized delivery system exempt from guaranty association act, C.17B:32A-1 et seq.
  
  
• 28
  Fees
  
  
• 29
  Civil administrative penalty
  
  
• 30
  Confidentiality of data, information; exceptions
  
  
• 31
  Notification of change of means for receipt of compensation
  
  
• 32
  Rules, regulations
  
  
• 33
  Applicability of health care quality act
  
  
• 33.1
  Adoption, implementation of standards by organized delivery system for electronic transactions.
  
  
• 33.2
  Organized delivery system subject to regulations under C.17B:30-26 et seq.
  
  
• 34
  Provision of data, reports
  
  
• 35
  Documents deemed proprietary, confidential
  
  
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• Chapter 49

• 1
  Individual insurance authorized; prerequisites to doing business.
  
  
• 2
  Applicability of laws governing insurance corporations
  
  
• 3
  Designation
  
  
• 4
  Application of Act
  
  
• 5
  Construction of terms
  
  
• 6
  Penalties; restraining violations; receiver
  
  
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• Chapter 49A

• 1
  Short title
  
  
• 2
  Findings, declarations
  
  
• 3
  Definitions
  
  
• 4
  Joint insurance funds
  
  
• 5
  Insurance fund commission
  
  
• 6
  Bylaws
  
  
• 7
  Plan of risk management
  
  
• 8
  Approval by commissioner
  
  
• 9
  Insurance coverage
  
  
• 10
  Amendments
  
  
• 11
  Suspension, termination of authority
  
  
• 12
  Filing of agreements
  
  
• 13
  Annual audit
  
  
• 14
  Examination
  
  
• 15
  Not insurance company
  
  
• 16
  Rules, regulations
  
  
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• Chapter 50

• 1
  Exchange of contracts authorized; law exclusive
  
  
• 2
  Attorney in fact; exchange
  
  
• 3
  Declaration to be filed by attorney in fact
  
  
• 4
  Instrument authorizing service of process on Commissioner of Banking and Insurance to be filed; service fee
  
  
• 5
  Reinsurance reserve; surplus; claim or loss reserve
  
  
• 6
  General deposit with Commissioner; filing certificate by foreign exchange
  
  
• 7
  Power of attorney; requisites; policies without contingent liability
  
  
• 8
  Report of financial condition to Commissioner; examination of records, affairs and financial condition
  
  
• 9
  Power to exchange contracts; insurance of trust property
  
  
• 10
  Misdemeanor; solicitation of powers of attorney and applications for insurance contract; injunction; appointment of receiver
  
  
• 11
  Certificate of authority
  
  
• 12
  Authority of attorney to insert in policy provisions or conditions
  
  
• 13
  Fees and taxes
  
  
• 14
  Application of law as to appointment, licensing, etc., of insurance agents and solicitors
  
  
• 15
  Application of laws governing insurance rates and licensing of rate making organizations
  
  
• 16
  Workmen's compensation insurance, authority to exchange contracts
  
  
• 17
  Retaliatory laws
  
  
• 18
  Conflicting laws repealed
  
  
• 19
  Partial invalidity
  
  
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• Chapter 51

• 1
  Acts which constitute commissioner as attorney for service of process, service
  
  
• 2
  Actions against unauthorized insurers; deposit or bond required before insurer may file pleading
  
  
• 3
  Inapplicability of act
  
  
• 4
  Partial invalidity
  
  
• 5
  Short title
  
  
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• Chapter 51B

• 1
  Definitions
  
  
• 2
  Credit for reinsurance ceded by certain insurers.
  
  
• 3
  Reduction in liability for reinsurance ceded
  
  
• 4
  Rules, regulations
  
  
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• Chapter 51A

• 1
  Definitions
  
  
• 2
  Application of act
  
  
• 3
  Administrative supervision of insurer
  
  
• 4
  Confidentiality of information; exceptions
  
  
• 5
  Powers of supervision
  
  
• 6
  Contesting of action
  
  
• 7
  Initiation of judicial proceedings
  
  
• 8
  Rules, regulations
  
  
• 9
  Commissioner may meet with supervisor, attorney, representative
  
  
• 10
  Governmental immunity
  
  
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• Chapter 52

• 1
  Business development corporations; purposes
  
  
• 2
  Certificate of incorporation; contents
  
  
• 3
  Submission of certificate of incorporation to Commissioner of Banking and Insurance; statement
  
  
• 4
  Certification of statement
  
  
• 5
  Application for charter
  
  
• 6
  Designation of time and place of hearing; notice
  
  
• 7
  Hearing on application for commissioner
  
  
• 8
  Determination by commissioner
  
  
• 9
  Approval of application by charter; record
  
  
• 10
  Concurrence by banking advisory board
  
  
• 11
  Beginning of corporate existence
  
  
• 12
  Powers
  
  
• 13
  Directors
  
  
• 14
  Members; qualifications
  
  
• 15
  Members; obligations
  
  
• 16
  Members; termination of membership
  
  
• 17
  Members; stockholders; voting rights; preemptive rights
  
  
• 18
  Banks and trust companies; powers
  
  
• 19
  Other corporations; powers
  
  
• 20
  Limitations on indebtedness
  
  
• 21
  Loans prohibited
  
  
• 22
  Reports
  
  
• 23
  Supervision by Commissioner of Banking and Insurance
  
  
• 24
  Filing fees and costs of examination
  
  
• 25
  Business development corporation not deemed banking institution
  
  
• 26
  Applicability of act
  
  
• 27
  Short title